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Having a stroke, or a history of them, shouldn’t be a barrier to being able to travel and enjoy holidays with good travel insurance. In fact, taking a relaxing holiday after recently having a stroke could be exactly what you need to boost your recovery.
We know that strokes and transient ischaemic attacks (TIAs) can affect people differently depending upon their severity. It might be that you had a stroke in last two years and want to build up your physical fitness in a warmer climate, or maybe you’ve recently had a TIA and want a relaxing holiday to unwind and recharge.
We consider medical conditions for our travel insurance, so you can enjoy travelling with the peace of mind that you are covered for your pre-existing health conditions.
Get your stroke travel insurance quote online or call us for free.
When you’ve got Avanti Travel Insurance, if something does go wrong - we'll always aim to put it right. Good to know, especially if you’re travelling with pre-existing health conditions.
That’s Travel Reassurance!
Yes, it is essential for you to tell us about any strokes or transient ischaemic attacks that you’ve had so we can consider these in your cover. We will need to ask you about the severity of any strokes that you’ve had and check whether you are waiting for further investigations.
We want you to be able to enjoy travelling in comfort and confidence, knowing that you are covered for strokes and any other medical conditions that you might have.
If you didn’t declare a stroke or TIA in your policy and you needed to claim for treatment for this or a related condition during your holiday, we would not be able to cover you for any claims.
By giving us as much information as possible about your medical conditions we can make sure that any cover we can offer you is fair and meets your individual needs.
|Cancellation and cutting your holiday short||£1,000||£5,000||£7,500|
|Medical emergency and repatriation||£5 million||£10 million||Unlimited|
|Money and passport cover||£300||£500||£600|
|Personal liability||£2 million||£2 million||£2 million|
So we can provide you with cover that meets your individual needs, we will need to ask you about the nature of any strokes or transient ischaemic attacks you may have had, such as:
If you are ready to answer these questions about any strokes that you may have had then you can get a quote online or call us for free.
If you are calling on behalf of a family member who has recently had a stroke it is best to do this in their company so we can ask them any questions about their condition if we need to.
Before we provide people with travel insurance for pre-existing medical conditions we have to check whether you are fit and able to travel.
In order to be eligible for any cover we provide, you will need to be signed off by a doctor from treatment unless agreed by us in writing and not be travelling against their advice, as this could potentially risk your health and recovery.
If you’ve recently had a stroke and are waiting for surgery, we might be able to provide some cover for unrelated conditions but not the one you’re waiting for surgery for or any other pre-existing conditions.
If you are still unsure of whether you can get travel insurance, you can speak to one of our Customer Service Team.
If you are planning a holiday or trip to Europe, you will need to get an EHIC. This is a condition of our travel insurance.
The EHIC is free and entitles you to free healthcare in most European countries when you use their state provided healthcare. Before you travel, it’s best to check that your destination is covered by EHIC, so that you can be prepared if you do need treatment when you travel.
Your EHIC is not the same as having good travel insurance for your medical conditions and won’t cover you for things that go wrong, such as emergency transportation home. That’s where your travel insurance with pre-existing medical cover comes in. What your EHIC can do is reduce your medical costs where subsidised healthcare is available.
If you can use your EHIC to receive treatment and you have had to pay a subsidised fee for your healthcare abroad, we will remove the excess fee for your medical emergency claims.
If you are the only member of your family that has had a stroke, you might think that it’s best to get a separate policy to your family, especially if your family have no pre-existing medical conditions. However, buying a travel insurance policy together as a family can offer additional benefits.
Having all of the family on one policy gives you more added protection than you would have on separate policies. If you needed to cancel your holiday due to a medical emergency, having one policy with all of the family on would mean that you should all be able to claim back the full amount you paid. Whereas if you took out separate policies it’s likely that only the person that’s having the medical emergency would be able to claim back the full amount that they paid and not everyone that’s booked on the holiday.
So buying insurance together will give you added protection and peace of mind in case you do need to change your plans due to a medical emergency.
Yes, it is essential for you to keep us updated if your medical conditions change, or if you are diagnosed with a new condition so we can include this in your cover too.
You will need to let us know about any new conditions, or if you’ve had a recent stroke or TIA since taking out your policy, before you travel.
You can update your medical conditions on your policy by speaking to our Customer Services Team, who will be happy to help you.
Talk to us today on 0800 888 6195. Or, you can get a quote online.