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Kidney conditions travel insurance.

Cancellation cover

Up to £7,500 per person with our Deluxe policy.

24/7 medical support

Practical help when you need it.

No age limit

Enjoy travelling whatever your age.

Unlimited medical expenses

Generous emergency medical cover with our Deluxe policy.

Getting the right cover for your kidney condition

Having a kidney condition should not stop you from being able to discover as much of the world as you want to. In fact, taking a relaxing holiday might be just what you need.

As expert providers of travel insurance for pre-existing medical conditions, we know that kidney conditions can affect people differently. It might be that you’ve recently been diagnosed with kidney stones, or perhaps your kidney condition is under control through medication.

That’s why we have our medical screening process, so you can tell us about the nature of your kidney condition and how it may affect your daily activities.

We consider all medical conditions for cover, including the following kidney conditions:

  • Chronic Kidney Disease (CKD)
  • Kidney stones
  • Nephritis
  • Renal failure

Feeling ready to see more of the world? Let’s get your kidney condition travel insurance sorted, so you can travel with peace of mind.


It's not just travel insurance, it's travel reassurance!

When you’ve got Avanti Travel Insurance, if something does go wrong - we'll always aim to put it right. Good to know, especially if you’re travelling with pre-existing health conditions.

That’s Travel Reassurance!

Do I need to declare a kidney condition when getting travel insurance?

Yes, you do need to declare your kidney condition when getting your travel insurance, along with any pre-existing medical conditions you have, so these can be considered in your cover.

If you didn’t declare your kidney condition, or any other pre-existing medical conditions, when getting your travel insurance and needed to claim for treatment you received for them, we would not be able to cover your claim.

We want you to be able to travel with confidence, knowing that you’ve got great cover for your pre-existing medical conditions. By telling us about your conditions and how they affect you, we can build a level of cover that suits your individual needs.

Cancellation and cutting your holiday short£1,000£5,000£7,500
Medical emergency and repatriation£5 million£10 millionUnlimited
Personal baggage£1,000£2,000£3,000
Missed departure-£1,000£1,500
Money and passport cover£300£500£600
Personal liability£2 million£2 million£2 million

What questions will you ask me about my kidney condition?

To offer you the best possible travel insurance that meets your individual needs, we will need to ask you some of the following questions about your kidney condition:

  • Are you on dialysis?
  • How many unplanned hospital admissions have you had for this condition in the last year?
  • Are you currently awaiting a kidney transplant?
  • Do you have any kidney stones at the moment?
  • How many attacks of pain from kidney stones have you had in the last two years?
  • Is the function of your kidneys impaired?
  • Are you waiting for dialysis or a kidney transplant?
  • How often are you being monitored for your kidney problem?
  • How many medicines do you take for this condition?
  • Have you been referred to a kidney specialist?

Is my kidney condition covered by my European Health Insurance Card (EHIC)?

If you are planning on taking a holiday in Europe, you will need to get an EHIC as a condition of our travel insurance.

The EHIC is free and entitles you to free healthcare in most European countries when you use their state healthcare. Before you travel, check that your destination is covered by EHIC, so that you can be as prepared as possible.

Your EHIC is not the same as having good travel insurance for your medical conditions and won’t cover you for things that could go wrong, such as having to cancel your holiday, or emergency transportation home. That’s where your travel insurance with pre-existing medical cover comes in. What your EHIC can do is reduce your medical costs where subsidised healthcare is available.

If you can use your EHIC, and you have had to pay a subsidised fee for your healthcare, we will remove the excess fee for your medical emergency claims.

My family do not have any pre-existing medical conditions, should we be on the same policy if we are travelling together?

It might seem like a good idea to get a separate travel insurance policy that covers your medical conditions. Did you know that there are lesser known additional benefits to buying your cover together as a family?

The biggest benefit of buying your cover together is you should all be covered to claim back the full cost of your holiday, provided this is within your policy limits, in the event of a medical emergency.

If you bought separate policies and needed to cancel due to a medical emergency, it might be that only the person who is having treatment can claim back the amount they paid.

So taking out a travel insurance policy as a family can give you added protection and reassurance if you needed to cancel your holiday due to a medical emergency.

I am dependent upon dialysis, will I still be able to travel and get travel insurance?

If you are dependent upon dialysis for your kidney condition, any cover that we might be able to provide you would not include your pre-existing medical conditions.

We might be able to cover you for a single trip, without pre-existing medical cover, if you are travelling to one of the following countries:

Austria Belgium Cyprus
Denmark Finland France
Germany Gibraltar Greece
Italy Malta Netherlands
Norway Poland Portugal
Republic of Ireland Spain (including Balearic and Canary Islands) Sweden
United Kingdom Vatican City

On the occasions where we can’t provide you with cover, we can signpost you to more suitable cover with alternative insurance providers.

The British Insurance Brokers Association (BIBA) might be able to help you to find an alternative provider of travel insurance that meets your needs.

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Ready? Set? Let’s go get your travel insurance for kidney conditions…

Talk to us today on 0800 888 6195. Or, you can get a quote online.