Up to £7,500 per person with our Deluxe policy.
Practical help when you need it.
View and update your policy online in your own time.
Generous emergency medical cover with our Deluxe policy.
We understand that heart conditions are different for everyone, which is why your travel insurance should be personal to you.
We take the time to get to know you and help find the best policy for your needs, so you can relax on holiday knowing we’ve got you covered.
When you buy a policy from us, you can manage it yourself by logging in to your My Avanti account. Here you can:
If you have questions about Covid-19 and how it affects your holiday plans, visit our Covid-19 help page.
Ever get the feeling that some insurers are just waiting to catch you out? With Avanti Travel Insurance, when we say your health conditions are covered - they’re covered.
That’s Travel Reassurance!
While on holiday in the USA, John1 needed urgent hospital treatment. As soon as he told the hospital that he had travel insurance, he was seen to immediately.
He called our free, 24-hour medical emergency helpline and was reassured that there was no need to worry. We’d settle the bills directly with the hospital so John could concentrate on the most important thing — getting better.
If your medical emergency bill is more than £350, we’ll pay it directly to the hospital whenever possible. That way, like John, all you’ll have to worry about is getting back on your feet.
|Cancellation and cutting your holiday short||£1,000||£5,000||£7,500|
|Medical emergency and repatriation||£5 million||£10 million||Unlimited|
|Money and passport cover||£300||£500||£600|
|Personal liability||£2 million||£2 million||£2 million|
As long as you’ve had the vaccines you’ve been offered for Covid-19, you should be covered. If you haven’t been offered both doses yet or you’re medically exempt then you can also be covered.
If you’ve refused any doses of the vaccine or haven’t been able to have a dose you’ve been offered, you won’t be covered.
If you’ve ever had a heart condition, it’s important you let us know about it.
That way, your policy will be personalised to your needs, so you can travel with confidence that you have travel insurance that’s with you all the way.
We know that no two heart conditions are the same. You may have coronary heart disease (CHD) with or without high blood pressure, or an irregular heartbeat controlled by medication.
We can cover many types of heart conditions, including:
You’ll also need to let us know about any pre-existing medical conditions that you have had symptoms, surgery, investigations or medical appointments for in the past two years.
Having a medical emergency, at home or away, is not something we really want to think about. Which is why it’s reassuring to know we’re here 24/7.
As soon as possible, call our free 24-hour medical emergency helpline. We’ll hold your hand every step of the way, explaining everything you need to do – even translate if language becomes a barrier.
If your medical emergency bill is more than £350, we will settle it directly with the hospital whenever possible. We’ll also help with rearranging your return flight home when it’s safe for you to travel again. If doctors decide you’d receive better medical treatment at home, we can arrange emergency transport for you to get back quickly and safely.
Knowing we’re here to take care of you, means you can focus on feeling better.
If you’re waiting to have your heart surgery, we may be able to offer a level of travel insurance (for things such as lost luggage or travel delays.) But we wouldn’t be able to cover any emergency treatment related to your heart condition or other pre-existing health conditions.
Once you’ve had all your post-operative checks and been discharged, we should be able to cover your pre-existing conditions, including your heart condition, as long as you don’t need further treatment or surgery.
We’ll ask you a few questions to find out how your heart condition affects your day-to-day life. There’s really nothing to worry about, you can go through the questions at a pace that suits you – we’ll never rush you.
These are the sorts of questions we commonly ask about heart conditions:
If you’re planning a holiday to Europe, you’ll need to take a free GHIC (or an EHIC) as a condition of our travel insurance.
When the United Kingdom left the European Union, the GHIC replaced the EHIC as the means for accessing free or subsidised healthcare in selected European countries. Before you travel, make sure you check that your destination is covered by GHIC, just so you’re ready if you do need any emergency or necessary treatment for your heart condition during your trip.
Remember, your GHIC is not the same as having good health conditions travel insurance. For example, it won’t cover you if you need to cancel your holiday.
Your GHIC helps reduce your medical costs where subsidised healthcare is available. If you can use your GHIC and have to pay a subsidised fee for your treatment, we’ll remove the excess fee on medical emergency claims for you.
Yes, please keep us up-to-date on any changes in your health. If you have a new diagnosis be sure to let us know as soon as you can, so we can add them in your cover. If you fail to let us know of any changes to your health, this may affect your policy and your claim being accepted if you needed us.
Talk to us today on 0800 888 6195. Or, you can get a quote online.