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Heart conditions travel insurance.

Cancellation cover

Up to £7,500 per person with our Deluxe policy.

24/7 medical support

Practical help when you need it.

No age limit

Enjoy travelling whatever your age.

Unlimited medical expenses

Generous emergency medical cover with our Deluxe policy.

Getting the right cover for your heart condition

You aren’t defined by your heart condition, so why should it stop you from getting great travel insurance?

As an expert provider of travel insurance for pre-existing medical conditions, we understand that no two heart conditions are the same. It might be that you have coronary heart disease (CHD) and high blood pressure and feel that taking regular holidays to unwind and relax helps your condition. Or perhaps you’ve got an irregular heartbeat that’s controlled by medication.

That’s why we have our medical screening process, so you can tell us about the nature of your heart conditions, and any other pre-existing medical conditions you may have, and how they affect you.

We consider the following heart conditions for our cover:

  • Heart attack
  • Heart bypass – including double, triple and quadruple bypass surgery
  • Heart valve disease
  • Heart failure
  • Blocked heart valve/vessels/arteries
  • Coronary Heart Disease (CHD)
  • Atrial fibrillation
  • Angina
  • Cardiomyopathy
  • Stroke
  • High blood pressure
  • High cholesterol
travel-insurance

It's not just travel insurance, it's travel reassurance!

When you’ve got Avanti Travel Insurance, if something does go wrong - we'll always aim to put it right. Good to know, especially if you’re travelling with pre-existing health conditions.

That’s Travel Reassurance!

Do I need to declare having a heart condition when getting travel insurance?

Yes, you do need to declare having a heart condition when getting your travel insurance, as well as any other pre-existing medical conditions that you may have, so that these can be considered in your cover.

If you don’t declare your heart condition, or any other pre-existing medical conditions, when getting your travel insurance and then needed to claim for treatment you received for them, we would not be able to cover your claim.

We want you to be able to travel in confidence, knowing that you’ve got great cover for your pre-existing medical conditions. By telling us about the nature of your conditions and how they affect your daily activities, we can build cover that suits your individual needs.

EssentialsClassicDeluxe
Cancellation and cutting your holiday short£1,000£5,000£7,500
Medical emergency and repatriation£5 million£10 millionUnlimited
Personal baggage£1,000£2,000£3,000
Missed departure-£1,000£1,500
Money and passport cover£300£500£600
Personal liability£2 million£2 million£2 million
Excess£150£75nil

What questions will you ask me about my heart condition?

So we can offer you cover that best suits your needs, we will need you to tell us about the nature of your heart condition, along with any other pre-existing medical conditions you may have.

We respect your confidentiality and any information that you do give us will only be used to build you cover that best meets your needs.

Here are some of the questions that we commonly ask about heart conditions:

  • How long ago was your most recent heart procedure?
  • At any time before your most recent heart procedure have you suffered a heart attack?
  • Have you ever had any symptoms of angina (e.g chest pain, chest tightness) since your last procedure?
  • Have you had a heart attack at any time after your most recent heart procedure?
  • Can you always walk 200 yards on the flat without becoming short of breath?
  • Have you been advised to take medication for high blood pressure?
  • Have you ever had a heart bypass, an angioplasty or a coronary stent?
  • Have you ever been a smoker?
  • How many (if any) heart attacks have you had?
  • How long ago was the date of onset or treatment to prevent this heart problem?
  • How has your problem been treated?
  • How many unplanned hospital visits for your irregular heartbeat have you had in the last 12 months?
  • Do you have any further investigation or treatment planned?
  • Are you on medication to thin the blood?
  • Has your heart rhythm ever caused collapses, faints or blackouts?
  • Have you ever been told that the arteries in your heart are blocked or narrowed?

If you are ready to answer these questions, then let’s get your heart condition travel insurance sorted! Get a quote online or call us for free.

Is my heart condition covered by my European Health Insurance Card (EHIC)?

If you are planning a holiday within Europe, you will need to get an EHIC as a condition of our travel insurance.

The EHIC is free and entitles you to free healthcare in most European countries when you use their state healthcare. Check whether your destination is covered by EHIC before you travel, so you can be as prepared as possible if you do need any treatment.

Your EHIC is not the same as having good travel insurance for your medical conditions and won’t cover you for things that go wrong, such as having to cancel your holiday. That’s where your travel insurance with pre-existing medical cover comes in. What your EHIC can do is reduce your medical costs where subsidised healthcare is available.

If you can use your EHIC, and you have had to pay a subsidised fee for your healthcare, we will remove the excess fee for your medical emergency claims.

What happens if I need treatment when I am abroad?

We know that having emergency treatment is the last thing you want to happen on your holiday. If you do need to have treatment when you are on holiday, try not to panic.

We have a 24-hour medical emergency helpline that you can call and speak to who can give you some peace of mind at your time of need. We can help with translating medical information to any hospital staff if needed, as well as offering advice on what you need to do next.

It might be that we arrange emergency transport home for you, if required, or, if they are able to provide you with suitable healthcare in your destination country, we will help with rearranging your return flight when you are safe to travel.

We hope that you won’t need to have emergency treatment during your holiday, but if you do need medical assistance we will be on hand to support you, so you can focus on your recovery.

I am waiting for investigations or surgery for my heart condition, can I get travel insurance?

If you are waiting for surgery for your heart condition, we would not be able to cover you for your pre-existing medical conditions until you’ve had surgery and have been declared fit to travel by your doctor.

Once you’ve had your surgery and have been discharged from post-operative checks, we should be able to cover you for your pre-existing conditions, including your heart condition, as long as you do not need further surgery.

My family do not have any pre-existing medical conditions, should we be on the same policy if we are travelling together?

It might seem like a good idea to get a separate travel insurance policy that covers your pre-existing medical conditions. Did you know that there are lesser known additional benefits to buying your cover together as a family?

The biggest benefit of buying your cover together is you should all be covered to claim back the full cost of your holiday, provided that this is within your policy limits, in the event of a medical emergency.

If you bought separate policies and needed to cancel due to a medical emergency, it might be that only the person who is having treatment can claim back what they paid.

So taking out a travel insurance policy as a family can give you added protection and reassurance if you needed to cancel your holiday due to a medical emergency.

Let's get your Avanti Travel Insurance

Talk to us today on 0800 888 6195. Or, you can get a quote online.