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Cruise travel insurance

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  • Unused excursion coverUnused excursion cover up to £500
  • Emergency evening wearEmergency evening wear hire up to £100
  • itinerary-icnCruise itinerary change up to £100 per port
  • Cruise interruptionCruise interruption up to £1,000
  • Cabin confinementCabin confinement cover of £50 per day up to a limit of £500
  • Cruise interruptionMissed port departure cover of up to £1,500

Planning on taking a well-deserved cruising holiday? Perhaps a voyage around the Norwegian Fjords, a trip to the Mediterranean or the sunny Caribbean. If so, purchasing cruise cover from Avanti Travel Insurance will mean that you have a specialist insurance policy to cover all of your cruising needs.

Specialist cruise cover

Whenever you organise a cruise holiday, travel insurance should be an essential part of the booking process. Some cruise operators such as P&O Cruises make travel insurance mandatory. Most other cruise operators, as well as the Foreign and Commonwealth Office, strongly recommend that travel insurance is taken out before departure.

If you are taken ill on a cruise ship you could potentially incur huge medical bills if, for example, you had to be transferred to the mainland, or even repatriated by helicopter. However, with Avanti’s Deluxe cruise policy you can enjoy travelling the seas with the peace of mind that you have unlimited cover for medical expenses and repatriation.

What you can expect from our travel insurance for cruise holidays

Avanti’s cruise cover is available on both our Classic and Deluxe Single Trip and Annual Multi-Trip policies. Along with all of the standard cover available, you take advantage of added cruise specific benefits such as cruise itinerary change, cruise interruption and cabin confinement cover.

That’s not all, our policies are packed with benefits


  • No upper age limit No upper age limit on Single Trip policies
  • Personal liability of up to £2,000,000 Personal liability of up to £2,000,000
  • Cancellation cover Cancellation cover of up to £10,000
  • Personal belongings cover of up to £5,000 Personal belongings cover of up to £5,000
  • 17 Day winter sports included Free on Annual multi trip Up to 17 days winter sports included FREE on Annual Multi-trips, up to the age of 70*
  • add much much moreGadget, Golf and Terrorism Cancellation Cover also available

*Medical restrictions apply


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Optional Extras

Optional golf cover included in your travel insurance

If you’re planning to play golf on your holiday, this optional extra is a must have. You can add this cover to any of our Classic or Deluxe policies.

Cover includes:

  • Loss or theft of golf equipment
  • Equipment hire
  • Non-refundable golfing fees
  • Hole-in-one cover

Please check the policy wording for full details.


Winter Sports cover

If you are participating in any winter sports activities during your holiday, you can add this to your Classic and Deluxe policies – we offer this up to the age of 70 only. Avanti annual multi-trip policies already include cover for winter sports holidays up to 17 consecutive days in total.

Cover includes:

  • Loss or theft of winter sports equipment
  • Ski pack
  • Avalanche delay
  • Ski hire
  • Piste closure
  • Search and rescue

Please check the policy wording for full details.

Business cover

If you’re taking a long holiday such as backpacking trip, world cruise, or even staying at your holiday home then you might want to consider this extra cover on your annual multi-trip policy. This option replaces the current maximum trip duration of 50 days, allowing you to extend one trip up to 90 days. This option is available to those aged 70 or under. Please note, the maximum number of travelling days cover by an Annual Multi Trip policy remains at 183 days.

Please check the policy wording for full details.

Winter Sports cover

This policy option provides cover of up to £2,000 per person for cancellation due to a terrorist event (Terms and Conditions Apply)

  • If your trip is scheduled to start within 42 days after the terrorist event we will provide cover for the cancellation of your trip.
  • The location of your booked accommodation must be within 40 miles of the location of the terrorist event.
  • The FCO do not need to advise against travel for this benefit to apply.

Please check the policy wording for full details.

Gadget cover

Cover up to £1,000 for lost, stolen damaged or destroyed gadgets.

Cover is included for the following gadgets:

  • Mobile/Smart phones
  • Satellite Navigation Systems (GPS)
  • Personal Digital Assistants (PDAs)
  • Computers
  • Laptops
  • Tablet computers
  • Games Consoles (including handheld consoles) and all accessories for these items

Please check the policy document for full details.

Optional extra - Excess waiver

In the event of a claim, you may be required to pay an excess. For a small additional premium, you can waive this cost. To do so, please select the appropriate add-on during the quote process.

Please check the policy document for full excess details.

Cruise Policy wording document

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