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Winter sports insurance.

Cancellation cover

Up to £7,500 per person with our Deluxe policy.

24/7 medical support

Practical help when you need it.

Cover for COVID-19

Medical expenses, repatriation and cancellation cover available.

Unlimited medical expenses

Generous emergency medical cover with our Deluxe policy.

Hitting the slopes? Don’t forget your winter sports travel insurance

When you’re heading to the mountains to enjoy winter sports, you want to hit the slopes with confidence, knowing your travel insurance is covering you.

If you do have a mishap, we’ll do all we can to get you back on your feet.


It's not just travel insurance, it's travel reassurance!

Travel insurance that’s with you all the way - so you’ll be ready to roll, wherever your holiday takes you.

That’s Travel Reassurance!

Why high-quality cover matters

When John1 had a fall and needed urgent medical attention during his trip to America, he called our 24/7 medical emergency support team. We were able to reassure him that we would settle his bill directly with the hospital.

With no need to worry about finding the funds or paying for his treatment on a credit card, John was able to focus on what really mattered – feeling better.

If a medical-emergency bill comes to more than £350, we’ll do our best to pay the hospital directly whenever possible, so there’s one less thing for you to worry about.

What does a winter sports travel insurance policy include?

Unlike standard policies, our winter sports travel insurance covers you for the loss, theft or damage of your ski equipment and ski pass as well as cover for search and rescue and piste closure.

For a full list of what’s covered, see table below.

Table of benefits

EssentialsClassic Deluxe
Cancellation and cutting your holiday short£1,000£5,000£7,500
Medical emergency and repatriation£5 million£10 millionUnlimited
Personal baggage£1,000£2,000£3,000
Missed departure-£1,000£1,500
Money and passport cover£300£500£600
Personal liability (not including winter sports)£2 million£2 million£2 million
Winter Sports Equipment (owned) / Single article pair or set (owned)X£1,000 / £250£1,000 / £250
Ski PassX£75 for every full 24 hours up to £300 £75 for every full 24 hours up to £300
Winter Sports Equipment Hire X£20 for every full 24 hours up to £300£50 for every full 24 hours up to £500
Ski PackX£75 for every full 24 hours up to £300£75 for every full 24 hours up to £300
Piste ClosureX£20 for every full 24 hours up to £260£20 for every full 24 hours up to £260
Avalanche or LandslideX£250£250
Search and RescueX£10,000£10,000
Physiotherapy BenefitX£200£200

Take a look at our policy documents, for full details of what is and isn't covered by travel insurance.

Do I need to tell you about my pre-existing medical conditions?

It’s really important you tell us about your health, so we can personalise your cover to your needs.

Telling us about your health conditions is really simple – you can either do this online or over the phone.

If you have any concerns about the questions we’ll ask or the cover we offer, give our friendly team a call. We’ll be happy to answer any queries you have and talk you through the medical questions step by step – relax, we’ll never rush you.

Do I need travel insurance if I’m skiing in Europe?

You will need specialist travel insurance if you’re planning on skiing, snowboarding and taking part in any other winter sports activities in Europe.

Most winter sports activities aren’t covered by standard travel insurance policies as they’re seen as being high-risk. This means that if you had a medical emergency on the piste, without specialist cover for winter sports, you might not be covered, should you need help.

While you might have some protection from the free European Health Insurance Card (EHIC) (while the UK is still a member of the European Union), it won’t cover you for getting home safely after a medical emergency should you need personal assistance. Nor will it cover you for loss of personal items, cancelling or cutting your holiday short.

So, whatever you think you need for a perfect holiday on the piste, with our winter sports cover you’ll get belts-and-braces cover.

Ready? Set? Let's get your Winter Sports Travel Insurance...

Talk to us today on 0800 888 6195. Or, you can get a quote online.

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