Up to £7,500 per person with our Deluxe policy.
Practical help when you need it.
View and update your policy online in your own time.
Generous emergency medical cover with our Deluxe policy.
When you’re living with chronic pain, having confidence in your pre-existing health conditions travel insurance is important. You’ll want to know you’re protected if something goes wrong on holiday.
Wherever you are in the world, it’s great to know that you’re able to call our medical emergency helpline 24/7. It’s practical help when you need it most.
When you buy a policy from us, you can manage it yourself by logging in to your My Avanti account. Here you can:
If you have questions about Covid-19 and how it affects your holiday plans, visit our Covid-19 help page.
Ever get the feeling that some insurers are just waiting to catch you out? With Avanti Travel Insurance, when we say your health conditions are covered - they’re covered.
That’s Travel Reassurance!
Richard1 needed to claim on his travel insurance twice in the past year. He was very happy with the supportive and speedy way both of his claims were handled.
Choosing a travel insurance policy to meet your unique medical history is vital.
That way, like Richard, you can leave home knowing you’re covered if anything were to happen when you’re on holiday.
|Cancellation and cutting your holiday short||£1,000||£5,000||£7,500|
|Medical emergency and repatriation||£5 million||£10 million||Unlimited|
|Money and passport cover||£300||£500||£600|
|Personal liability||£2 million||£2 million||£2 million|
As long as you’ve had the vaccines you’ve been offered for Covid-19, you should be covered. If you haven’t been offered both doses yet or you’re medically exempt then you can also be covered.
If you’ve refused any doses of the vaccine or haven’t been able to have a dose you’ve been offered, you won’t be covered.
First, we’ll talk through the conditions you have.
Chronic pain can be caused by:
Don’t worry, we’ll never rush you, so you can tell us in your own time how chronic pain affects your daily life.
We appreciate that chronic pain takes different forms. We understand you might have fibromyalgia, controlled by a combination of medication and Cognitive Behaviour Therapy (CBT), or perhaps you have back pain caused by a slipped disc.
By carefully listening to the nature of your pre-existing health condition(s) means we can help you find the right level of cover. That way, you can enjoy your holiday knowing you’re protected with travel insurance that’s just right for you.
Until you have received a diagnosis, we wouldn’t be able to cover you for pre-existing medical conditions.
Once you have received a diagnosis, we may be able to cover you, as long as your doctor has advised you’re safe to travel and you are not travelling with the intention of receiving treatment or having tests or consultations when you’re abroad.
We may be able to provide you with standard cover without pre-existing medical conditions, to find out more get in touch with our friendly team. Alternatively, the British Insurance Brokers Association (BIBA) can help you to find alternative travel insurance that is suitable for your medical condition.
We need to know about any changes to your health, so you have the confidence to travel knowing you’re fully protected by your travel insurance.
If you have a new diagnosis or any other changes to your medical condition, let us know before you travel, so we can update your policy. If you forget to let us know about any changes to your health, your policy may be made invalid and your claim not be accepted, should you need our help further down the line.
If you’re planning a holiday to Europe, you’ll need to take a free GHIC (or an EHIC) as a condition of our travel insurance.
When the United Kingdom left the European Union, the GHIC replaced the EHIC as the means for accessing free or subsidised healthcare in selected European countries. Before you travel, make sure you check that your destination is covered by GHIC, just so you’re ready if you do need any emergency or necessary treatment for your chronic pain during your trip.
Remember, your GHIC is not the same as having good health conditions travel insurance. For example, it won’t cover you if you need to cancel your holiday.
Your GHIC helps reduce your medical costs where subsidised healthcare is available. If you can use your GHIC and have to pay a subsidised fee for your treatment, we’ll remove the excess fee on medical emergency claims for you.
Talk to us today on 0800 888 6195. Or, you can get a quote online.