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Chronic pain travel insurance.

Cancellation cover

Up to £7,500 per person with our Deluxe policy.

24/7 medical support

Practical help when you need it.

Cover for COVID-19

Medical expenses, repatriation and cancellation cover available.

Unlimited medical expenses

Generous emergency medical cover with our Deluxe policy.

Have peace of mind with travel insurance for chronic pain

When you’re living with chronic pain, having confidence in your pre-existing health conditions travel insurance is important. You’ll want to know you’re protected if something goes wrong on holiday.

Wherever you are in the world, it’s great to know that you’re able to call our medical emergency helpline 24/7. It’s practical help when you need it most.


It's not just travel insurance, it's travel reassurance!

Ever get the feeling that some insurers are just waiting to catch you out? With Avanti Travel Insurance, when we say your health conditions are covered - they’re covered.

That’s Travel Reassurance!

Why covering your health condition with travel insurance is important

Richard1 needed to claim on his travel insurance twice in the past year. He was very happy with the supportive and speedy way both of his claims were handled.

Choosing a travel insurance policy to meet your unique medical history is vital.

That way, like Richard, you can leave home knowing you’re covered if anything were to happen when you’re on holiday.

Table of benefits

Cancellation and cutting your holiday short£1,000£5,000£7,500
Medical emergency and repatriation£5 million£10 millionUnlimited
Personal baggage£1,000£2,000£3,000
Missed departure-£1,000£1,500
Money and passport cover£300£500£600
Personal liability£2 million£2 million£2 million

How do I declare chronic pain on my travel insurance?

First, we’ll talk through the conditions you have.

Chronic pain can be caused by:

Don’t worry, we’ll never rush you, so you can tell us in your own time how chronic pain affects your daily life.

We appreciate that chronic pain takes different forms. We understand you might have fibromyalgia, controlled by a combination of medication and Cognitive Behaviour Therapy (CBT), or perhaps you have back pain caused by a slipped disc.

By carefully listening to the nature of your pre-existing health condition(s) means we can help you find the right level of cover. That way, you can enjoy your holiday knowing you’re protected with travel insurance that’s just right for you.

I’m waiting for an investigation into the cause of my chronic pain. Can I still get travel insurance?

Until you have received a diagnosis, we wouldn’t be able to cover you for pre-existing medical conditions.

Once you have received a diagnosis, we may be able to cover you, as long as your doctor has advised you’re safe to travel and you are not travelling with the intention of receiving treatment or having tests or consultations when you’re abroad.

We may be able to provide you with standard cover without pre-existing medical conditions, to find out more get in touch with our friendly team. Alternatively, the British Insurance Brokers Association (BIBA) can help you to find alternative travel insurance that is suitable for your medical condition.

I’ve already bought travel insurance for my pre-existing medical conditions. Do I have to update it if I’m diagnosed with something else?

We need to know about any changes to your health, so you have the confidence to travel knowing you’re fully protected by your travel insurance.

If you have a new diagnosis or any other changes to your medical condition, let us know before you travel, so we can update your policy. If you forget to let us know about any changes to your health, your policy may be made invalid and your claim not be accepted, should you need our help further down the line.

Is my chronic pain covered by my European Health Insurance Card (EHIC)?

If you are planning a holiday to Europe, you will need to take an EHIC (which is free), as part of the terms of our cover.

While the United Kingdom is still a member of the European Union, the EHIC gives you access to free or subsidised state healthcare in most European countries. Before you travel, you should check that your destination is covered by EHIC, so you can be prepared if you do need treatment for your chronic pain, during your trip.

It’s worth noting that your EHIC is not the same as having good travel insurance for your medical conditions. It won’t cover you for things that go wrong, such as emergency transportation home due to poor health. That’s where your travel insurance with pre-existing medical cover comes in.

Your EHIC can help to reduce your medical costs where subsidised healthcare is available. If you can use your EHIC to get treatment for your condition and have to pay a subsidised fee for your healthcare, we will remove the excess fee for your medical emergency claims.

Let's get your Avanti Travel Insurance

Talk to us today on 0800 888 6195. Or, you can get a quote online.

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