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Travel insurance for autoimmune disorders.

Cancellation cover

Up to £7,500 per person with our Deluxe policy.

24/7 medical support

Practical help when you need it.

Cover for COVID-19

Medical expenses, repatriation and cancellation cover available.

Unlimited medical expenses

Generous emergency medical cover with our Deluxe policy.

Travel with confidence with travel insurance for autoimmune disorders

It’s important to tell us about your autoimmune disorders (and any other health conditions), so we can find the right policy for you.


It's not just travel insurance, it's travel reassurance!

Ever get the feeling that some insurers are just waiting to catch you out? With Avanti Travel Insurance, when we say your health conditions are covered - they’re covered.

That’s Travel Reassurance!

Leave the worry at home with travel insurance for autoimmune disorders

Richard1 had to make two separate claims on his travel insurance in one year, including cancellation of a Golden Anniversary cruise, he was happy with the swift support he received.

In March 2019, he called us to declare a new health condition. Fortunately our underwriters accepted his new condition in a matter of hours so Richard could travel with peace of mind.

A few days later, his claim was paid out and Richard went ahead and rebooked his dream cruise.

By making sure your travel insurance is up to date, you can relax, knowing you’re covered.

Table of benefits

Cancellation and cutting your holiday short£1,000£5,000£7,500
Medical emergency and repatriation £5 million£10 millionUnlimited
Personal baggage£1,000£2,000£3,000
Missed departure-£1,000£1,500
Money and passport cover£300£500£600
Personal liability£2 million£2 million£2 million

Do I need to mention my autoimmune disorders when I’m getting travel insurance?

Yes, it’s essential that you tell us about any pre-existing health conditions.

We can cover for the following autoimmune disorders:

  • Arthritis
  • Lupus
  • Addison’s disease
  • Multiple sclerosis

We understand that autoimmune disorders affect people in different ways, depending on your specific condition and the severity of your symptoms, which is why you need a personalised policy made just for you.

When you tell us about your medical conditions and how they impact your daily life, we’ll build a personalised policy that meets your needs.

If you forget to tell us about any of your pre-existing health conditions, this could affect the validity of your travel insurance policy and any future claims being accepted when you need us.

Can I get travel insurance if I’ve recently had surgery relating to my autoimmune disorder?

If you’ve recently had an operation, such as a joint replacement because of arthritis, we should be able to cover you. If your doctor has signed you off following the surgery and advised that you’re safe to travel.

What questions will I be asked about my autoimmune disorder?

You’ll need to tell us about the nature of your autoimmune disorder and how it affects your daily activities.

Step by step, at a pace that suits you, we’ll take you through some questions. Don’t worry, we respect your confidentiality and will only use the information you give us to build a level of cover that’s just right for your unique needs.

Some of the questions we commonly ask about autoimmune disorders include:

  • How long ago was your diagnosis made?
  • In the past five years, has your autoimmune disorder interfered with your daily activities?
  • What autoimmune disorder have you been diagnosed with?
  • Have you had any joints replaced or resurfaced?
  • How many medications do you take for your autoimmune disorder?
  • How many unplanned hospital admissions have you had for your autoimmune disorder in the last two years?
  • Have you required hospital treatment for your autoimmune disorder in the last 12 months?
  • Is my autoimmune disorder covered by my European Health Insurance Card (EHIC)?

If you are planning a holiday or a trip to Europe, you will need to take a free EHIC as a condition of our travel insurance.

While the United Kingdom is still a member of the European Union, the EHIC gives you access to free or subsidised state healthcare in most European countries. Before you travel, you should check that your destination is covered by EHIC, so you can be prepared if you do need treatment for your autoimmune disorder, or other conditions, during your trip.

Remember, your EHIC is not a substitute for a travel insurance policy. An EHIC won’t cover you for cancellation or emergency transportation home should you need it.

What your EHIC can do is reduce your medical costs where subsidised healthcare is available. If you can use your EHIC and have to pay a fee for your treatment, we’ll remove the excess fee for your medical-emergency claims.

I’ve bought travel insurance for my autoimmune disorder already. Should I tell you if my condition changes?

Yes, if your medical condition changes or you’re diagnosed with something new, you’ll need to let us know. That way, we can consider whether we can include the change in your policy.

Failure to tell us about any changes to your health may affect the validity of your policy if you need to claim.

We care about you travelling confidently, knowing you have the protection you need.

Let's get your travel insurance for autoimmune disorders

Talk to us today on 0800 888 6195. Or, you can get a quote online.

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