What is Annual Multi-Trip Travel Insurance?
Annual Multi-Trip Travel Insurance is a useful policy that covers you for several holidays in a year so there’s no need to call us each time you want to go away.
Your policy can start anytime in the next 90 days. But, we always recommend starting your policy as soon as you book your holiday to make sure you’re covered should you have to cancel your trip.
Where can I go with my annual travel insurance?
Our policies give you the freedom to travel anywhere in the world (with the exception of any countries the Foreign, Commonwealth & Development Office or World Health Organisation have advised against all, or all but essential travel).
You should check the FCDO advice for your destination, along with any updates from the WHO before travelling.
Our annual policy offers four options of cover depending on the regions you plan on travelling to:
Region 1 – Europe excluding Cyprus, Egypt, Greece, Malta, Morocco, Spain, Turkey and Tunisia.
Region 2 – Europe including Cyprus, Egypt, Greece, Malta, Morocco, Spain, Turkey and Tunisia.
Region 3 – Worldwide excluding Bermuda, Canada, the islands of the Caribbean, China, Hong Kong, Mexico, Thailand, and the United States of America.
Region 4 – All countries of the world.
Can I get annual travel insurance for winter sports?
Our Annual Multi-Trip Travel Insurance includes winter sports activities as standard when you choose a Classic or Deluxe travel insurance policy. This means you’ll be covered for winter sports activities for up to 17 days.
For more information on what our Winter Sports Travel Insurance covers, click here.
How long can I travel for with an annual travel insurance policy?
With an annual policy, how long you can travel for will depend on your age and where you’re going on holiday.
If you’re under 70, you can travel for up to 50 days per trip, and up to 183 days in total for the year.
Aged 71 and over? You can travel for up to 35 days per trip, and up to 183 days across the year.
Are you planning a holiday longer than 50 days? If you’re aged 70 and under, you can opt for our one trip extension, which can cover you for up to 90 days for an additional premium.
Looking to travel for longer than 3 months? Take a look at our long stay travel insurance.
Do I need to have had all of my Covid jabs to be covered?
As long as you’ve had all of the Covid-19 vaccines you’ve been offered, you should be covered. If you haven’t been offered some doses yet or you’re medically exempt then you can also be covered.
If you’ve refused any doses of the vaccine or haven’t been able to have a dose you’ve been offered, you won’t be covered.