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Buy an Annual Multi-Trip policy
and get 3 months extra cover!
Terms and Conditions apply

Travel insurance that gives
you a little bit extra!

For a limited time only choose an Annual Multi-Trip
policy and get 15 months for the price of 12.
Terms and Conditions apply

Breathing conditions travel insurance.

Cancellation cover

Up to £7,500 per person with our Deluxe policy.

24/7 medical support

Practical help when you need it.

No age limit

Enjoy travelling whatever your age.

Unlimited medical expenses

Generous emergency medical cover with our Deluxe policy.

Feeling protected on holiday with travel insurance for breathing conditions

Tell us about your breathing conditions, so you have personalised travel insurance in place, just in case the worst happens. If something does go wrong, we’ll always aim to put it right.

travel-insurance

It's not just travel insurance, it's travel reassurance!

Ever get the feeling that some insurers are just waiting to catch you out? With Avanti Travel Insurance, when we say your health conditions are covered - they’re covered.

That’s Travel Reassurance!

Why having personalised travel insurance is important

Liz 1 bought her travel insurance at the same time as booking her cruise.

She was then unexpectedly admitted to hospital for a couple of days. Liz contacted us to let us know and we happily added her new health condition to her policy.

Unfortunately, the day before she was due to travel, Liz developed a new health problem and was advised by her doctor not to travel.

Liz gave us a call and as her travel insurance policy was up to date, she was covered for having to cancel her holiday.

We processed her cancellation claim as quickly as possible and the money reached Liz’s bank account within three working days.

Keeping your personalised travel insurance up-to-date means you can relax knowing you’re protected if you have to cancel your trip.

Table of benefits

EssentialsClassicDeluxe
Cancellation and cutting your holiday short£1,000£5,000£7,500
Medical emergency and repatriation£5 million£10 millionUnlimited
Personal baggage£1,000£2,000£3,000
Missed departure-£1,000£1,500
Money and passport cover£300 £500£600
Personal liability£2 million£2 million£2 million
Excess£150£75nil

Do I need to tell you about my breathing conditions when I get my travel insurance?

We want to make sure you’re properly covered , so it’s essential you let us know about your pre-existing medical conditions, including your breathing condition, when buying your travel insurance.

Telling us about your conditions and covering them on your travel insurance means you’ll be covered if you have a medical emergency that could have been caused by your condition.

By not telling us, you wouldn’t be covered for anything related to existing health conditions you may have.

We understand breathing conditions affect people in many different ways and that treatment varies.

We cover most breathing conditions, including:

Can I get travel insurance if I have lung cancer?

If you’re living with lung cancer, or you’re in remission from lung cancer, we may be able to offer you full cover.

We would need to know that:

  • You have been declared fit to travel by a doctor.
  • You are NOT awaiting surgery, radiotherapy or chemotherapy for your lung cancer.
  • You are not travelling to have medical treatment.

If you’re waiting to have surgery, radiotherapy or chemotherapy for your lung cancer, we may still be able to offer some protection, although it wouldn’t include cover for any pre-existing health conditions.

This reduced cover means you wouldn’t be protected against any medical emergency caused either directly or indirectly by your pre-existing health conditions. This includes having to cancel your trip.

If we can’t offer you cover, we can recommend The British Insurance Brokers Association (BIBA) who can help you to find travel insurance with another provider.

What questions will you ask about my breathing conditions?

We will take you through a series of questions so we can build a level of cover that’s personalised for you.

There’s no need to worry. We’ll take you through the questions at a pace that suits you.

We’ll never rush you.

Here are some of the questions we may ask:

  • Have you ever had a diagnosis of COPD (chronic bronchitis or emphysema)?
  • How many medicines are prescribed for your breathing condition?
  • How many times have you been admitted to hospital for your breathing condition in the past year?
  • Have you ever been prescribed oxygen (apart from when in hospital)?
  • How many episodes have you had requiring antibiotic treatment in the last 12 months?
  • Have infections been fully resolved?

Is my breathing condition covered by my European Health Insurance Card (EHIC)?

If you are planning a holiday to Europe, you will need to take a free EHIC as a condition of our travel insurance.

While the United Kingdom is still a member of the European Union, the EHIC gives you access to free or subsidised state healthcare in most European countries. Before you travel, you should check that your destination is covered by EHIC, so you’re prepared if you do need emergency treatment for your breathing condition during your trip.

It’s important to remember your EHIC is not a substitute for having good travel insurance for your medical conditions. For example, it won’t cover you for having to cancel your holiday or pay for emergency transportation home should you need it.

But what your EHIC can do is help to reduce your health costs where subsidised healthcare is available. If you can use your EHIC but are asked to pay a fee for your treatment, we’ll remove the excess fee from your medical emergency claims.

I’ve bought travel insurance for my breathing condition already. Should I tell you if my health changes?

Yes, it’s really important for you to let us know if any of your health conditions change. That way you can relax with the confidence that you’re protected by a policy that’s up-to-date and personalised to you.

If you forget to let us know of any changes to your health, this may affect any claims you may need to make further down the line.

Let's get your Avanti Travel Insurance...

Talk to us today on 0800 888 6195. Or, you can get a quote online.

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