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Breathing conditions travel insurance.

Cancellation cover

Up to £7,500 per person with our Deluxe policy.

24/7 medical support

Practical help when you need it.

No age limit

Enjoy travelling whatever your age.

Unlimited medical expenses

Generous emergency medical cover with our Deluxe policy.

Getting you the right cover for your breathing condition

Having a breathing condition shouldn’t stop you from being able to explore the world at your own pace. In fact taking a holiday could be just what you need to relax and unwind.

As expert providers of travel insurance for pre-existing medical conditions, we know that there is no one-size that fits all when it comes to breathing conditions. We know that no two breathing conditions are the same and that they can affect people in different ways.

That’s why we have our medical screening process, so you can tell us the breathing conditions you’ve been diagnosed with, along with any other medical conditions, and how these affect your daily life.

We consider the following breathing conditions for our pre-existing medical travel insurance:


It's not just travel insurance, it's travel reassurance!

When you’ve got Avanti Travel Insurance, if something does go wrong - we'll always aim to put it right. Good to know, especially if you’re travelling with pre-existing health conditions.

That’s Travel Reassurance!

Do I need to declare my breathing condition when getting travel insurance?

Yes, you will need to declare your breathing condition, along with any other medical conditions that you may have, when getting travel insurance, so these can be considered within your cover.

If you didn’t declare your breathing condition, or any of your medical conditions, when getting your travel insurance quote, we would not be able to cover you.

Breathing conditions can affect people in different ways. It might be that you use a combination of inhalers and other medication to control your breathing condition, or perhaps you use a nebuliser from time to time when you need help with your breathing.

This is why we have a medical screening process, so you can tell us about your pre-existing medical conditions and how they impact your daily activities. Telling us about your conditions will allow us to build you a level of cover that meets your individual needs, giving you peace of mind for when you travel.

Cancellation and cutting your holiday short£1,000£5,000£7,500
Medical emergency and repatriation£5 million£10 millionUnlimited
Personal baggage£1,000£2,000£3,000
Missed departure-£1,000£1,500
Money and passport cover£300 £500£600
Personal liability£2 million£2 million£2 million

What questions will you ask me about my breathing conditions?

To make sure we can offer you the best possible cover to suit your needs, we will need to ask you the following questions about your breathing condition:

  • Have you ever had a diagnosis made of COPD (chronic bronchitis or emphysema)?
  • How many medicines are prescribed for your breathing condition?
  • How many hospital admissions have you had for this condition in the last year?
  • Have you ever been prescribed oxygen other than when you were in hospital?
  • How many episodes have you had that required treatment with antibiotics in the last year?
  • Has the infection fully resolved?

Is my breathing condition covered by my European Health Insurance Card (EHIC)?

If you are planning on taking a holiday in Europe, you will need to get an EHIC as a condition of our travel insurance.

The EHIC is free and entitles you to free healthcare in most European countries when you use their state provided healthcare. Before you travel, it’s best to check that your destination is covered by EHIC, so that you can be prepared if you do need any treatment during your holiday.

Your EHIC is not the same as having good travel insurance for your medical conditions and won’t cover you for things that might go wrong, such as having to cancel your holiday or emergency transport home. That’s where your travel insurance with pre-existing medical conditions comes in. What your EHIC can do is reduce the medical costs where subsidised healthcare is available to you.

If you can use your EHIC to receive treatment during your holiday, and you have paid a subsidised fee, we will remove the excess fee for your medical emergency claims.

I have lung cancer, will I be able to get travel insurance?

If you have lung cancer, or are in remission from lung cancer then we may be able to offer you our full cover if you can say yes to all of the following:

  • Your doctor has declared you fit to travel
  • Your condition is not terminal
  • You are not awaiting surgery, radiotherapy or chemotherapy for your lung cancer
  • You are not travelling for medical treatment

If you are awaiting surgery, radiotherapy or chemotherapy to treat your lung cancer, then we may still be able to offer you some cover, but we would not be able to cover your pre-existing medical conditions.

That means you wouldn’t be covered for anything that could be caused by your breathing condition or any of your other pre-existing conditions, like having to cancel your trip.

If we are unable to provide you with cover, due to you waiting for treatment, being given a terminal prognosis or not being declared fit by your doctor, we may be able to signpost you to alternative travel insurance providers. The British Insurance Brokers Association (BIBA) can assist you in finding an alternative travel insurance provider for your medical condition.

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