Pre-existing medical conditions travel insurance

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Our pre-existing medical condition travel insurance has you covered.

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  • All medical conditions considered
  • 24-hour medical emergency helpline
  • Medical emergency expenses of up to £10,000,000
  • Up to £1,000 Medical Inconvenience Benefit

If you need Pre-existing medical conditions travel insurance then Avanti promises to help you find the right cover at the right price. We have helped customers with over half a million travel insurance policies so far.

How Avanti can help you with Pre-existing medical conditions travel insurance

We are the medical travel insurance experts. We can provide full cover for most customers with pre-existing medical conditions, including cancer, heart disease and diabetes. In fact, we will cover a large number of medical conditions free of charge.

Everybody knows how important the right insurance policy is, but if you have a pre-existing medical condition then medical travel insurance is a pre-requisite to your trip.

Get the right cover at the right price

You can rest assured we will do what’s right for you. We can provide you with a quotation or policy 24 hours a day, 7 days a week via the website, or over the telephone during our office opening hours.

Why do thousands of people with pre-existing medical conditions choose Avanti?

Our customers choose us because we are the experts and they trust us to provide not only a great value policy but also reassurance and peace of mind. We listen carefully to our customers because we value their business.

Our customers appreciate our staff and the kind and sensitive way in which we treat them when we are discussing personal medical matters. We are honest and open with our customers.

You can find out for yourself what our customers are saying about us on our testimonial page.

We classify a pre-existing medical condition as:

  • Any cancer condition; heart-related, blood circulatory or diabetic condition (including high blood pressure and high cholesterol);breathing condition (including asthma, bronchitis and chronic obstructive pulmonary disease); renal, liver or kidney condition; neurological condition (including stroke and epilepsy) or psychiatric or psychological condition (including anxiety, stress and depression); which has been suffered from or for which medical advice or treatment has been received or medication has been prescribed in the 5 (five) years prior to buying this Policy or anytime between the date you bought this policy and the date of departing on a trip; and/or,
  • Any other medical condition which has resulted in a referral to a hospital or clinic for outpatient or inpatient treatment or surgery in the 12 (twelve) months prior to buying this Policy or anytime between the date you bought this policy and the date of departing on a trip.


The medical screening questions specify which pre-existing medical conditions need to be disclosed to us for the purposes of arranging insurance. It is your responsibility to declare pre-existing medical conditions to us otherwise you may not be adequately covered. Please feel free to call us if you have any questions, alternatively you may be able to find the answer on our FAQ’s page.


That’s not all, our policies are packed with benefits

  • No upper age limit No upper age limit
  • Personal liability of up to £2,000,000 Personal liability of up to £2,000,000
  • Cancellation cover Cancellation cover of up to £10,000
  • Personal belongings cover of up to £5,000 Personal belongings cover of up to £5,000
  • 17 Day winter sports included Free on Annual multi trip Up to 17 days winter sports included FREE on Annual Multi-trips, up to the age of 70^
  • Scheduled Airline Failure Scheduled Airline Failure cover included on Classic and Deluxe policies only
  • **Children and grandchildren under the age of 18 are insured FREE **Children & grandchildren under the age of 19 are insured FREE
  • Cruise cover with a host of additional benefits available Cruise cover with a host of additional benefits available
  • Golf, Gadget & business cover available Golf, Gadget & Business cover also available
  • add much much more & much, much more!

**Dependent children & grandchildren under the age of 19 (or under 23 if in full-time education) are insured free and are only covered when travelling with an adult named on the insurance policy. ^Medical restrictions apply.

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Essentials, Classic and Deluxe Policy wording document

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Intial disclosure document

Initial Disclosure Document (IDD)

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