Why do I need travel insurance that covers medical conditions?
Did you know that not all insurance companies can provide the right level of medical cover if you have a condition? But here at Avanti Travel Insurance, we’ll consider all your conditions.
By covering pre-existing conditions with your travel insurance, you’ll be taking the right step to being properly covered.
With three levels of cover to choose from, you’ll find the right policy to suit you and your travel plans.
Find out how we can help you to travel with peace of mind below.
When you’re ready, get a quote and pay online in minutes, or call us today on 0800 888 6195.
Why choose Avanti Travel Insurance?
As specialists in travel insurance for people with pre-existing medical conditions, there are a number of reasons why you should choose us. Here are a few:
No upper age limit on Single Trip policies
Travel as often as you like with our Annual policies*
Comprehensive cover rated 5 Stars by Defaqto
UK call centres
24 hour medical emergency helpline
What does our travel insurance cover?
With three options to choose from, we have a level of cover to suit every need. Here’s a summary of our key features to help you choose the best policy.
If you’re after our most comprehensive package, choose our Deluxe cover which features unlimited medical expenses and cancellation cover up to £7,500.
| Essentials | Classic | Deluxe | |
|---|---|---|---|
| Cancellation and cutting your holiday short |
£1,000 | £5,000 | £7,500 |
| Medical expenses & repatriation | £5m | £10m | Unlimited |
| Personal baggage | £1,000 | £2,000 | £3,000 |
| Travel delay | – | £30 for the first full 12 hours £15 for all other full 12 hours up to £300 |
£50 for the first full 12 hours £15 for all other full 12 hours up to £500 |
| Missed departure | – | £1,000 | £1,500 |
| Personal money & passport | £300 | £500 | £600 |
| Personal liability | £2m | ||
| Excess | £150 | £75 | nil |
What medical conditions can we cover?
We consider all conditions to make sure you have the best level of cover with our travel insurance.
Some of the most common conditions include:
- Asthma
- Arthritis
- Diabetes
- Cancer
- High blood pressure
- High cholesterol
- Heart conditions
- Hernia
- Joint replacements
A large number of conditions are also covered for free, so it’s always worth including everything you have for peace of mind.
Is it safe for you to travel?
We need to know that it’s safe for you and everyone on your policy to travel to make sure your policy is valid.Please make sure you can agree to all of the following statements:You (and anyone on your policy) are:
- Fit and able to undertake your planned trip
- NOT travelling against the advice of a doctor (or would be if you sought their advice)
- NOT travelling with the intention of having medical treatment, tests or consultations abroad
- NOT travelling having been given a terminal prognosis.
If you’ve mentally ticked all of those boxes, then great news! You’ve passed our medical declaration.
Although it doesn’t come with a shiny certificate, you will have the satisfaction of knowing that your policy is valid.
But if any of the above statements aren’t true for you, then we sadly won’t be able to cover you.
How to add your medical condition to your travel insurance in minutes
Adding your conditions to a policy is really easy.
You can use our simple online medical screening questionnaire as part of our quote process, where you search and add all of your conditions. Or, you can call us on 0800 888 6195 if you have any concerns.
As part of our medical screen we’ll ask you a few questions to make sure we understand how your conditions affect you.
We’ll need to know if you’ve ever had any:
- cardiovascular conditions – including heart conditions and strokes
- circulatory conditions
We also need to know if in the past two years you’ve had any of the following relating to your medical condition:
- Symptoms of a medical condition
- Taken treatment, including prescribed medication and procedures
- Medical investigations or consultations
- Non-routine follow up/ check up appointments
Even if you think it’s something that wouldn’t affect your insurance, it’s better to declare it.
When can’t we offer cover?
Although we will consider everyone for cover, there are unfortunately times when we can’t provide cover for pre-existing medical conditions.
Where we can’t cover your pre-existing medical conditions, we will tell you and let you make an informed decision about whether or not you want to take out a policy without covering your conditions.
Ready to get your medical travel insurance sorted?
Let’s get you covered ready for your holiday.
Talk to us today on 0800 888 6195 if you have any questions. Or, you can get a quote online in just a few minutes below.
*Travel as often as you like with an Annual policy as long as the total time away does not exceed 183 days in a year.
Essentials, Classic and Deluxe Policy wording document
Cruise Policy wording document