Do I need to tell you if I’m pregnant when I’m buying my travel insurance?
You don’t need to include your pregnancy on your travel insurance, but you do need to tell us about any pregnancy-related health conditions or complications. This may include high blood pressure or gestational diabetes.
Once we’re familiar with your health and travel needs, we can build the right level of cover for you and your bump. If you forget to let us know about your pre-existing medical conditions, you won’t be covered if you need to make a claim.
If you happen to give birth while you’re away, your travel insurance will only cover you for any unexpected complications of pregnancy and childbirth.
What pregnancy complications am I covered for?
We can cover the following complications of pregnancy and childbirth with travel insurance:
- Gestational hypertension
- Ectopic pregnancy
- Hydatidiform mole (molar pregnancy)
- Post-partum haemorrhage
- Retained placenta membrane
- Placental abruption
- Hyperemesis gravidarum
- Placenta praevia
- Medically necessary emergency Caesarean sections
- Medically necessary termination of pregnancy
- Premature births more than 8 weeks (or 16 weeks in the case of a known multiple pregnancy) before the expected delivery date
Am I covered to cancel my holiday if I’m pregnant?
You’re covered for cancelling your holiday if you or a travelling companion find out you’re/they’re pregnant after your policy start date or the date your trip was booked (whichever is later), if your return date is within 8 weeks (or 16 weeks for a multiple birth) of your due date.
Do I need to have had both my Covid jabs to be covered?
As long as you’ve had the vaccines you’ve been offered for Covid-19, you should be covered. If you haven’t been offered both doses yet or you’re medically exempt then you can also be covered.
If you’ve refused any doses of the vaccine or haven’t been able to have a dose you’ve been offered, you won’t be covered.