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Buy an Annual Multi-Trip policy
and get 3 months extra cover!
Terms and Conditions apply

Travel insurance that gives
you a little bit extra!

For a limited time only choose an Annual Multi-Trip
policy and get 15 months for the price of 12.
Terms and Conditions apply

Travel insurance for joint replacements.

Cancellation cover

Up to £7,500 per person with our Deluxe policy.

24/7 medical support

Practical help when you need it.

No age limit

Enjoy travelling whatever your age.

Unlimited medical expenses

Generous emergency medical cover with our Deluxe policy.

Leave your worries at home with travel insurance for joint replacements

When you tell us about your joint replacements and any other health conditions, we’ll help you to create personalised travel insurance you can trust. Then, if anything goes wrong, we’ll always aim to put it right.


It's not just travel insurance, it's travel reassurance!

Ever get the feeling that some insurers are just waiting to catch you out? With Avanti Travel Insurance, when we say your health conditions are covered - they’re covered.

That’s Travel Reassurance!

Why keeping your travel insurance up-to-date is important

A few days before rebooking his dream cruise, Richard1 needed to tell us about a new health condition so he could add it to his travel insurance policy.

We got to work fast and confirmed our underwriters could accept the new condition as part of Richard’s cover.

Happily, he was then able to go ahead and book his Golden Anniversary Cruise.

Having travel insurance that’s kept up-to-date, like Richard’s, means you can relax and feel protected even before you set off.

Table of benefits

Cancellation and cutting your holiday£1,000£5,000£7,500
Medical emergency and repatriation£5 million£10 millionUnlimited
Personal baggage£1,000£2,000£3,000
Missed departure-£1,000£1,500
Money and passport cover£300£500£600
Personal liability£2 million£2 million£2 million

Do I need to tell you about my joint replacements when I’m buying travel insurance?

It’s really important that you let us know about your joint replacements along with any other pre-existing health conditions you may have. That way, we can build a level of cover that’s just right for your personal health and travel needs.

To make sure your policy is fit for your needs, we’ll ask you a few simple questions to get to know you a little better.

We’ll ask how your health condition affects your life day-to-day, if you’ve had surgery or if you’ve had any other contact with medical professionals about your replacement in the past two years.

Is it safe to fly with a joint replacement?

Before buying your travel insurance, you’ll need to speak with your doctor to check that it’s safe for you to travel.

If your doctor has told you it’s unsafe for you to travel, you won’t be covered by your travel insurance. If you are fit to fly, we’ll find you a policy that covers your needs.

I’m the only one in my family with a pre-existing medical condition. Is it best to get travel insurance together or buy separate policies?

There are actually several perks to having all your family on one policy. The greatest benefit is that every person on the policy is covered if one of you has to cancel due to a medical emergency. If family members take out separate policies, this might not be the case. A family or group policy often works out cheaper too.

I haven’t had the joint replacement surgery I need yet. Can you cover me?

If you’re on a waiting list for a hip, ankle or knee replacement, we can still offer you cover. We just wouldn’t be able to cover you if you needed to cancel your holiday or cut it short because of any medical reasons related to your joint replacement.

What questions will you ask me about my joint replacement(s)?

We will ask you some questions about your joint replacement(s) alongside any other health conditions you have, so we can help you to find a policy that meets your needs.

We understand talking about your health can be a sensitive topic, which is why we’ll never rush you through the questions. It’s important that we get it right. We just want you to feel safe knowing you’re protected by cover personalised just for you.

Some questions we may ask include:

  • Why did you need a joint replacement or resurfacing?
  • How many joint replacement or joint resurfacing operations have you had?
  • Do you use mobility aids as a result of your joint condition?
  • Has your joint replacement ever dislocated?
  • Are you waiting for further joint replacement surgery?

Is my joint replacement covered by my European Health Insurance Card (EHIC)?

If you are planning a holiday to Europe, you will need to take a free EHIC as a condition of our travel insurance.

While the United Kingdom is still a member of the European Union, the EHIC gives you access to free or subsidised state healthcare in most European countries. Before you travel, you should check that your destination is covered by EHIC, so you can be prepared if you do need treatment for your joint replacement, during your trip.

It’s worth remembering your EHIC is not the same as having good travel insurance for your medical conditions. It won’t cover you for having to cancel your holiday or pay for any emergency transportation home.

Your EHIC helps by reducing your medical costs where subsidised healthcare is available. If you can use your EHIC and have to pay a subsidised fee for your treatment, we’ll remove the excess fee from your medical emergency claim.

I’ve already bought travel insurance for my joint replacement. Do I need to tell you if my condition changes?

Yes, it’s essential to let us know if your health condition changes or you’re diagnosed with something new.

If you forget to tell us about any changes to your health, this may affect your policy being valid, and a claim being accepted should you need our help further down the line.

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Ready? Set? Let’s go get your travel insurance to cover your joint replacement…

Talk to us today on 0800 888 6195. Or, you can get a quote online.

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