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Joint Replacement Travel Insurance

Find out why you should cover your hip, knee, ankle or other joint replacement with our travel insurance.

Do you need to declare a joint replacement as a pre-existing medical condition for travel insurance?

If you’ve recently had a joint replacement, such as your knee, ankle or hip replacement, then having a nice relaxing holiday might be just what the doctor ordered.

With our cover, if you’ve had an operation or any other contact with medical professionals in the past two years about your replacement, then you should declare it.

With our specialist medical travel insurance, we consider all of your pre-existing conditions. Covering your recent joint replacement will mean that if something unexpected happens such as a fall, you could be covered for medical expenses or having to cancel your holiday plans. By not declaring your joint replacement, you may not be covered in the event of a claim.

Find out more about why you should choose our travel insurance below and when you’re ready, you can click the get a quote button to get a quote and pay online in minutes. Or if you’d rather speak to us, you can call our UK contact centres for free on 0800 888 6195.

Why choose Avanti Travel Insurance?

All medical conditions considered – including hip replacements
No upper age limit on Single Trip policies
Travel as often as you like with our Annual Travel Insurance*
Cover for UK, Europe and worldwide holidays
Three levels of cover to choose from
Optional upgrades for winter sports, golf, cruises and more…

How our travel insurance protects you with your joint replacement

We offer three levels of cover, with our Deluxe choice being the most comprehensive.

As well as being rated as 5 stars by Defaqto, our Deluxe option offers these benefits and more:

✔ Up to unlimited medical expenses
✔ Cancellation cover up to £7,500
✔ 24 hour medical emergency helpline
✔ Baggage covered up to £3,000
✔ No excess payment

Here’s a summary of our three levels of cover to help you choose the right option for your needs:

Essentials Classic Deluxe
Cancellation and
cutting your holiday short
£1,000 £5,000 £7,500
Medical expenses & repatriation £5m £10m Unlimited
Personal baggage £1,000 £2,000 £3,000
Travel delay £30 for the first full 12 hours
£15 for all other full 12 hours
up to £300
£50 for the first full 12 hours
£15 for all other full 12 hours
up to £500
Missed departure £1,000 £1,500
Personal money & passport £300 £500 £600
Personal liability £2m
Excess £150 £75 nil

Is it safe to fly after having a knee, hip or other joint replacement?

As part of our insurance, we’ll ask you to make sure that it’s safe for you to travel. If a doctor has (or would have if asked) advised against you travelling, then your policy will not be valid.

Doctors usually advise that you shouldn’t travel long-haul for six weeks after joint replacement surgery.

If you do and a medical professional has declared it safe for you to do so, you should wear specialised anti-embolism compression stockings or tights to support the lymphatic drainage of the leg and, do in-flight exercises, to avoid getting a DVT (deep vein thrombosis).

Also remember to take a note from your doctor detailing the procedure you have had and the medication you are required to take.

You may also need to make special arrangements with the airline and/or the travel company if you need special assistance.

I need joint replacement surgery but haven’t had it yet, can you cover me?
If you need either a hip, ankle or knee replacement but haven’t yet had your surgery then we may be able to provide you with cover.

If you’re waiting for this type of surgery, we can offer cover for medical expenses including the cost of getting you back home, baggage loss and all other policy benefits, but not for cancellations or having to cut your holiday short if it’s caused by your joint.

What questions will we ask about joint replacements?

When applying for our cover, we’ll ask you a few multiple choice questions to help understand more about your replacement joint and how it affects you now. We’ll always respect your confidentiality and use the information to help cover you properly.

Here’s a few questions we commonly ask:

  • Why was the joint replacement or resurfacing performed?
  • How many joint replacement or joint resurfacing operations have you had?
  • Do you currently use any mobility aids because of your joint problem?
  • Has your joint replacement ever dislocated?
  • Are you waiting for further joint replacement surgery?

You can either answer these questions using our online form, or talk to our friendly team on 0800 8886195

Let’s go! Get your travel insurance to cover a joint replacement today

Talk to us today on 0800 888 6195. Or, you can get a quote online in just a few minutes.

*Upper limits apply

What are customers are saying about us


Essentials, Classic and Deluxe Policy wording document

Cruise Policy wording document