Do I need to have had both my Covid jabs to be covered?
As long as you’ve had the vaccines you’ve been offered for Covid-19, you should be covered. If you haven’t been offered both doses yet or you’re medically exempt then you can also be covered.
If you’ve refused any doses of the vaccine or haven’t been able to have a dose you’ve been offered, you won’t be covered.
What sort of questions can I expect to be asked about my high cholesterol?
To make sure that our travel insurance policy matches your needs, we’ll ask you some simple questions about your high cholesterol along with any other medical conditions you may have. We like to do things step-by-step to make sure we get everything right, but it shouldn’t take long. The questions may include:
- Has a blood test EVER at any time shown your cholesterol level to be raised?
- Have you been advised to take medication for high blood pressure?
- How many medicines does your doctor advise you to take for high blood pressure?
- Has your dose been increased or have you been prescribed a new tablet in the last six months?
- Have you been advised to take medication to lower your cholesterol?
Is my high cholesterol covered by my Global Health Insurance Card (GHIC)?
If you’re planning a holiday to Europe, you’ll need to take a free GHIC (or an EHIC) as a condition of our travel insurance.
When the United Kingdom left the European Union, the GHIC replaced the EHIC as the means for accessing free or subsidised healthcare in selected European countries. Before you travel, make sure you check that your destination is covered by GHIC, just so you’re ready if you do need any emergency or necessary treatment for your high cholesterol during your trip.
Remember, your GHIC is not the same as having good health conditions travel insurance. For example, it won’t cover you if you need to cancel your holiday.
Your GHIC helps reduce your medical costs where subsidised healthcare is available. If you can use your GHIC and have to pay a subsidised fee for your treatment, we’ll remove the excess fee on medical emergency claims for you.
If I buy my travel insurance but then my medical conditions change, do I need to update my policy?
Yes, you’ll need to let us know as soon as possible. As long as we can insure your updated conditions, we’ll add them to your policy. That way, you’ll be able to travel with full confidence that you’re properly covered. Otherwise, we may not be able to cover you if you need to claim further down the line.