Getting the right cover to travel with high cholesterol
It’s quite common to have high cholesterol, but it’s also really common for people to forget to cover it with travel insurance.
With our specialist medical travel insurance, we consider all of your pre-existing conditions, including high cholesterol. Covering your pre-existing medical conditions will mean that if something unexpected happens, you could be covered for medical expenses or having to cancel your holiday plans. By not declaring your high cholesterol, you may not be covered in the event of a claim.
Find out more about why you should choose our travel insurance below and when you’re ready, you can get a quote and pay online in minutes. Or if you’d rather speak to us in person, you can call our UK contact centres for free on 0800 888 6195.
Do I need to declare my high cholesterol when getting travel insurance?
Yes, it is essential for you to declare your high cholesterol, as well as any other medical conditions that you have, when getting travel insurance so that these can be included in any cover you get.
Even though high cholesterol can be seen as a relatively minor pre-existing medical condition, it is still important that you mention it when getting your travel insurance quote. If you don’t declare this, or any other medical conditions when getting your insurance, and then need to make a claim for treatment we would not be able to cover any claims you make.
As expert providers of travel insurance that covers pre-existing medical conditions, we know that one-size doesn’t fit all when it comes to high cholesterol. It might be that your high cholesterol is under control due to dietary changes, or perhaps you take medication to control your condition.
That’s why we have our medical screening process, so we can find out about the nature of your high cholesterol, and any other medical conditions that you may have, and build cover that meets your individual needs.
Ready to get travel insurance that covers your high cholesterol? Let’s get you sorted! Get your quote for high cholesterol travel insurance online or call us for free on 0800 888 6195.
Is my high cholesterol covered by my European Health Insurance Card (EHIC)?
If you are planning on taking a holiday to Europe, you will need to get an EHIC before you travel as a condition of our travel insurance.
The EHIC is free and entitles you to free healthcare in most European countries when you use their state provided healthcare. Before you travel, it’s best to check that your destination is covered by EHIC, so that you can be prepared if you do need any treatment during your holiday.
Your EHIC is not the same as having good travel insurance for your medical conditions and won’t cover you for things that go wrong, such as having to cancel your holiday due to a medical emergency. That’s where your travel insurance with pre-existing medical cover comes in. What your EHIC can do is reduce your medical costs where subsidised healthcare is available.
If you can use your EHIC to receive treatment, and you have had to pay a subsidised fee for your healthcare abroad, we will remove the excess fee for your medical emergency claims.
Should my family be on the same policy as me if we are travelling together, even if they don’t have any medical conditions?
It might seem like a good idea to get a separate travel insurance policy to your family if you are travelling together, especially if you are the only one with pre-existing medical conditions. Did you know there are actually many benefits to taking out a travel insurance policy as a family or group?
Choosing to buy your travel insurance together should mean that you can claim back the full cost of your holiday per person if you had to cancel due to a medical emergency, provided this is within the policy limits. If you had separate policies and needed to cancel due to a medical emergency, it might be that only the person that’s having the emergency can claim back the full amount that they paid.
So buying a travel insurance policy together as a family or group can offer you added protection and reassurance that you and your family should be able to claim back the full amount you paid for your holiday if you need to.
Annual Multi-Trip travel insurance
If you are planning on travelling more than once this year, taking out an annual travel policy with us may work out more cost-effective.Find out more
Single trip travel insurance
Wherever you intend to travel in the world, single trips of up to 550 days can be insured, giving you and your family peace of mind.Find out more
Why choose Avanti?
Choosing Avanti for your high cholesterol travel insurance could give you the following benefits:
✔ All medical conditions considered – including high cholesterol
✔ No upper age limit on Single Trip policies
✔ Travel as often as you like with our Annual Travel Insurance*
✔ Cover for UK, Europe and worldwide holidays
✔ Three levels of cover to choose from: Essential, Classic and Deluxe
✔ Over 85 sport and adventure activities included as standard
✔ Optional upgrades for winter sports, golf, cruises and more…
✔ Rated as Excellent on Trustpilot**
✔ Winner of the Personal Finance Best Travel Insurance Award for 2018/19
How our travel insurance protects you with high cholesterol
We offer three levels of cover, with our Deluxe choice being the most comprehensive.
As well as being rated as 5 stars by Defaqto, it offers these benefits and more:
- Unlimited medical expenses on Deluxe policies
- Cancellation cover up to £7,500 (Up to £10,000 cruise cancellation cover)
- 24 hour medical emergency helpline
- Baggage covered up to £3,000 (Up to £5,000 for cruises)
- No excess payment
Types of travel insurance cover we offer
Now that you’ve found great cover for your high cholesterol and other pre-existing medical conditions it’s worth considering what else you’d like to be included within your travel insurance.
We offer travel insurance for holidays on land as well as an exclusive policy that covers cruises, so you can pick the option that best suits the holidays that you take.
We also have a range of optional extras that you can include in your cover, such as Golf, Gadget and Winter Sports cover, for an additional premium, so you can build your cover to meet your preferences.
What types of questions will I be asked about my high cholesterol?
When you have high cholesterol, it’s best to declare and cover it in your travel insurance.
When applying for our cover, we’ll ask you some multiple choice questions to help us to understand how your high cholesterol affects you and your daily activities. We’ll always respect your confidentiality and will use the information to help cover you properly.
Here’s a few questions that we commonly ask:
- Has a blood test ever at any time shown your cholesterol level to be raised?
- Have you been advised to take medication for high blood pressure?
- Have you ever been a smoker?
Let’s go and get you travel insurance for your high cholesterol today! Get your quote online in just a few minutes, or call us for free on 0800 888 6195.
I’ve already purchased high cholesterol cover; do I need to keep you updated if any of my medical conditions change?
Yes, it is essential for you to keep us updated if there are any changes to your medical conditions, or if you’ve been diagnosed with a new condition, so that we can include these within the cover we provide.
Even if it is a minor change to the medication used to control your condition, we still need to know so we can consider this within your cover.
You will need to let us know of any new conditions you’ve been diagnosed with before you travel in order for you to be covered for them on your policy.
You can update the medical conditions by speaking to our Customer Service Team, who will be happy to help you.
Update your policy today by calling 0808 281 0389.
* Upper limits apply
** Based on over 6,000 reviews on independent review site Trustpilot. Data accurate as of November 2018.