High cholesterol travel insurance.

Pack peace of mind with travel insurance for high cholesterol

If you’re going away with high cholesterol, it’s vital that you let us know, along with any other pre-existing health conditions you may have, when you buy your travel insurance.

With our help, you can enjoy your holiday knowing you’re well protected and if anything goes wrong, we’ll always aim to put it right.

Flexibility to change details online

When you buy a policy from us, you can manage it yourself by logging in to your My Avanti account. Here you can:

• access policy documents
• update traveller details
• change your single trip dates (limits apply)
• renew an annual policy if you have no changes to make
• and more.

If you have questions about Covid-19 and how it affects your holiday plans, visit our Covid-19 help page.

Why letting us know about your high cholesterol matters

John’s⁽¹⁾ holiday  to the USA was sadly interrupted by a trip and fall.

Following emergency medical attention at a nearby hospital, he phoned our medical emergency medical support team to ask for help.

We took the worry away from John, reassuring him that we would contact the hospital and sort the bill out directly.

Because he’d bought his travel insurance with us, John’s fall didn’t hit his wallet. With his medical costs taken care of, he could concentrate on the important part, getting better.

It’s very important that your travel insurance reflects your individual medical circumstances. Like John, if you do have a medical mishap during your trip, our cover is there to help get you back on your feet.

Do I need to have had both my Covid jabs to be covered?

As long as you’ve had the vaccines you’ve been offered for Covid-19, you should be covered. If you haven’t been offered both doses yet or you’re medically exempt then you can also be covered.

If you’ve refused any doses of the vaccine or haven’t been able to have a dose you’ve been offered, you won’t be covered.

What sort of questions can I expect to be asked about my high cholesterol?

To make sure that our travel insurance policy matches your needs, we’ll ask you some simple questions about your high cholesterol along with any other medical conditions you may have. We like to do things step-by-step to make sure we get everything right, but it shouldn’t take long. The questions may include:

• Has a blood test EVER at any time shown your cholesterol level to be raised?
• Have you been advised to take medication for high blood pressure?
• How many medicines does your doctor advise you to take for high blood pressure?
• Has your dose been increased or have you been prescribed a new tablet in the last six months?
• Have you been advised to take medication to lower your cholesterol?

Is my high cholesterol covered by my Global Health Insurance Card (GHIC)?

If you’re planning a holiday to Europe, you’ll need to take a free GHIC (or an EHIC) as a condition of our travel insurance.

When the United Kingdom left the European Union, the GHIC replaced the EHIC as the means for accessing free or subsidised healthcare in selected European countries. Before you travel, make sure you check that your destination is covered by GHIC, just so you’re ready if you do need any emergency or necessary treatment for your high cholesterol during your trip.

Remember, your GHIC is not the same as having good health conditions travel insurance. For example, it won’t cover you if you need to cancel your holiday.

Your GHIC helps reduce your medical costs where subsidised healthcare is available. If you can use your GHIC and have to pay a subsidised fee for your treatment, we’ll remove the excess fee on medical emergency claims for you.

If I buy my travel insurance but then my medical conditions change, do I need to update my policy?

Yes, you’ll need to let us know as soon as possible. As long as we can insure your updated conditions, we’ll add them to your policy. That way, you’ll be able to travel with full confidence that you’re properly covered. Otherwise, we may not be able to cover you if you need to claim further down the line.