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Hernia travel insurance.

Cancellation cover

Up to £7,500 per person with our Deluxe policy.

24/7 medical support

Practical help when you need it.

No age limit

Enjoy travelling whatever your age.

Unlimited medical expenses

Generous emergency medical cover with our Deluxe policy.

Getting the right cover to travel with hernia

Having a hernia shouldn’t stop you from being able to travel as much as you’d like to.

We know that hernias can affect people in different ways, depending on the type of hernia and how it has been treated. That’s why we have our medical screening process so you can tell us all about your hernia and how it has been treated, so we can consider this in the cover we offer you.

With our specialist medical travel insurance, we consider all of your pre-existing conditions. Covering your recent hernia will mean that if something unexpected happens, you could be covered for medical expenses or having to cancel your holiday plans. By not declaring your hernia, you may not be covered if you need to claim.

Find out more about why you should choose our travel insurance below and when you’re ready, you can click the get a quote button to get a quote and pay online in minutes. Or if you’d rather speak to us in person, you can call our UK contact centre for free.

travel-insurance

It's not just travel insurance, it's travel reassurance!

When you’ve got Avanti Travel Insurance, if something does go wrong - we'll always aim to put it right. Good to know, especially if you’re travelling with pre-existing health conditions.

That’s Travel Reassurance!

Do I need to declare my hernia when getting travel insurance?

Yes, it is essential for you to declare having a hernia when getting travel insurance, as well as any other pre-existing medical conditions that you may have.

If you’ve had a hernia, had check-ups on your hernia or have been on any medication for this condition in the last two years, then you will need to declare this when getting your travel insurance. This allows us to consider your hernia, and any other pre-existing medical conditions you may have in the cover we offer you.

You will need to let us know about any new conditions, or changes to the conditions you’ve declared, before you travel in order to be covered for them. If you didn’t declare your hernia, or other medical conditions when getting insurance and needed to make a claim for treatment for these conditions, we would not be able to cover the claim.

We want you to be able to travel with peace of mind, knowing you’ve got great cover that meets your individual needs. We respect your confidentiality and will only use the information that you give us about your conditions to build you suitable cover.

EssentailsClassicDeluxe
Cancellation and cutting your holiday short£1,000£5,000£7,500
Medical emergency and repatriation£5 million£10 millionUnlimited
Personal baggage£1,000£2,000£3,000
Missed departure-£1,000£1,500
Money and passport cover£300£500£600
Personal liability£2 million£2 million£2 million
Excess£150£75nil

What types of questions will I be asked about my hernia?

When applying for our cover, we’ll ask you a few multiple choice questions to help us understand more about your hernia and how it affects your daily life.

We’ll always respect your confidentiality and use the information to help cover you properly.

Here’s a few questions we commonly ask:

  • What type of hernia do you have?
  • Do you take regular medication for it?
  • Have you ever had to have a procedure to widen a narrowing of the oesophagus (food pipe)?

Get a quote for your hernia travel insurance online or talk to us today.

I need to have surgery on my hernia but haven’t had it yet, can you cover me?

Depending upon the type of hernia that you have we may be able to provide you with cover.

If you need either a laparoscopic repair of a hiatus or inguinal hernia but haven’t yet had your surgery then we may be able to cover you.

If you’ve recently had laparoscopic repair of a hiatus or inguinal hernia and have been signed off from treatment by your doctor then we may also be able to cover you.

If you’re waiting for this type of surgery, we can offer cover for medical expenses including the cost of getting you back home, baggage loss and all other policy benefits, but not for cancellations or having to cut your holiday short if it’s caused by your hernia.

I’m waiting for a non-laparoscopic repair for my hernia, can you cover me?

If you’re waiting for a non-laparoscopic repair for your hernia, then we wouldn’t be able to cover it as a pre-existing medical condition or any other conditions that you’ve declared.

Is my hernia covered by my European Health Insurance Card (EHIC)?

If you are planning a holiday or trip to Europe, you will need to get an EHIC as a condition of our travel insurance.

The EHIC is free and entitles you to free healthcare in most European countries when you use their state healthcare. Before you travel, you should check that your destination is covered by EHIC, so that you can be as prepared as possible.

Your EHIC is not the same as having good travel insurance for your medical conditions and won’t cover you for things that go wrong, such as having to cancel your holiday. That’s where your travel insurance with pre-existing medical cover comes in. What your EHIC can do is reduce your medical costs where subsidised healthcare is available.

If you can use your EHIC, and you have had to pay a subsidised fee for your healthcare, we will remove the excess fee for your medical emergency claims.

Should my family be on the same policy if we are travelling together, even if they don’t have medical conditions?

It can often be cheaper to buy travel insurance as a family, but did you know that buying together can also offer you a range of additional perks?

The biggest benefit of buying your travel insurance together, is that you should all be covered if you needed to claim back the full cost of your holiday in the event of a medical emergency, as long as your policy limits will allow for this.

If you had purchased separate policies then it might be that only the person that is having the medical emergency would be able to claim their portion of the costs.

So buying a policy together can give you added protection and peace of mind that you should all be covered if you need to cancel your holiday.

I’ve already purchased travel insurance for my hernia; do I need to keep you updated if my medical conditions change?

Yes, it is essential for you to keep us updated if your medical conditions change during your policy, or if you are diagnosed with a new condition, so we can include this within your cover.

You will need to let us know about any new medical conditions before you travel in order to be covered for them on your policy.

You can update your cover by giving our Customer Service Team a call.

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Ready? Set? Let’s go get your travel insurance to cover a hernia…

Talk to us today on 0800 888 6195. Or, you can get a quote online.