Getting the right cover to travel with hernia
Having a hernia shouldn’t stop you from being able to travel as much as you’d like to.
We know that hernias can affect people in different ways, depending on the type of hernia and how it has been treated. That’s why we have our medical screening process so you can tell us all about your hernia and how it has been treated, so we can consider this in the cover we offer you.
With our specialist medical travel insurance, we consider all of your pre-existing conditions. Covering your recent hernia will mean that if something unexpected happens, you could be covered for medical expenses or having to cancel your holiday plans. By not declaring your hernia, you may not be covered if you need to claim.
Find out more about why you should choose our travel insurance below and when you’re ready, you can click the get a quote button to get a quote and pay online in minutes. Or if you’d rather speak to us in person, you can call our UK contact centre for free on 0800 888 6195.
Do I need to declare my hernia when getting travel insurance?
Yes, it is essential for you to declare having a hernia when getting travel insurance, as well as any other pre-existing medical conditions that you may have.
If you’ve had a hernia, had check-ups on your hernia or have been on any medication for this condition in the last two years, then you will need to declare this when getting your travel insurance. This allows us to consider your hernia, and any other pre-existing medical conditions you may have in the cover we offer you.
You will need to let us know about any new conditions, or changes to the conditions you’ve declared, before you travel in order to be covered for them. If you didn’t declare your hernia, or other medical conditions when getting insurance and needed to make a claim for treatment for these conditions, we would not be able to cover the claim.
We want you to be able to travel with peace of mind, knowing you’ve got great cover that meets your individual needs. We respect your confidentiality and will only use the information that you give us about your conditions to build you suitable cover.
Feeling ready to get travel insurance sorted? Get a quote online or call 0800 888 6195.
Can I fly with a hernia?
As part of our insurance, we’ll ask you to make sure that it’s safe for you to travel. If a doctor has advised against you travelling, then your policy will not be valid and we would not be able to cover any claims you make.
You can usually fly, or take a cruise after a hernia if your doctor has said that it’s safe for you to do so. It’s best to avoid any heavy lifting or putting unnecessary strain on yourself when you travel and throughout your holiday. That may mean that rollercoasters and adventure activities are out of the question for a while. So it could be best to stick to more relaxing getaway plans if you have a hernia.
I need to have surgery on my hernia but haven’t had it yet, can you cover me?
Depending upon the type of hernia that you have we may be able to provide you with cover.
If you need either a laparoscopic repair of a hiatus or inguinal hernia but haven’t yet had your surgery then we may be able to cover you.
If you’ve recently had laparoscopic repair of a hiatus or inguinal hernia and have been signed off from treatment by your doctor then we may also be able to cover you.
If you’re waiting for this type of surgery, we can offer cover for medical expenses including the cost of getting you back home, baggage loss and all other policy benefits, but not for cancellations or having to cut your holiday short if it’s caused by your hernia.
I’m waiting for a non-laparoscopic repair for my hernia, can you cover me?
If you’re waiting for a non-laparoscopic repair for your hernia, then we wouldn’t be able to cover it as a pre-existing medical condition or any other conditions that you’ve declared.
Annual Multi-Trip travel insurance
If you are planning on travelling more than once this year, taking out an annual travel policy with us may work out more cost-effective.Find out more
Single trip travel insurance
Wherever you intend to travel in the world, single trips of up to 550 days can be insured, giving you and your family peace of mind.Find out more
Why choose Avanti?
✔ All medical conditions considered for cover
✔ 24-hour emergency medical helpline
✔ UK based Contact Centres
✔ Easy online quote process
✔ Rated as Excellent on Trustpilot*
✔ Winner of the Personal Finance Best Travel Insurance Award for 2018/19
Benefits of Avanti Travel Insurance?
- No upper age limit on Single Trip policies
- Travel as often as you like with our Annual Travel Insurance**
- Cover for UK, Europe and worldwide holidays
- Three levels of cover to choose from: Essential, Classic and Deluxe
- Optional upgrades for winter sports, golf, cruises and more…
Is my hernia covered by my European Health Insurance Card (EHIC)?
If you are planning a holiday or trip to Europe, you will need to get an EHIC as a condition of our travel insurance.
The EHIC is free and entitles you to free healthcare in most European countries when you use their state healthcare. Before you travel, you should check that your destination is covered by EHIC, so that you can be as prepared as possible.
Your EHIC is not the same as having good travel insurance for your medical conditions and won’t cover you for things that go wrong, such as having to cancel your holiday. That’s where your travel insurance with pre-existing medical cover comes in. What your EHIC can do is reduce your medical costs where subsidised healthcare is available.
If you can use your EHIC, and you have had to pay a subsidised fee for your healthcare, we will remove the excess fee for your medical emergency claims.
Should my family be on the same policy if we are travelling together, even if they don’t have medical conditions?
It can often be cheaper to buy travel insurance as a family, but did you know that buying together can also offer you a range of additional perks?
The biggest benefit of buying your travel insurance together, is that you should all be covered if you needed to claim back the full cost of your holiday in the event of a medical emergency, as long as your policy limits will allow for this.
If you had purchased separate policies then it might be that only the person that is having the medical emergency would be able to claim their portion of the costs.
So buying a policy together can give you added protection and peace of mind that you should all be covered if you need to cancel your holiday.
How our travel insurance protects you with your hernia
We offer three levels of cover, with our Deluxe choice being the most comprehensive.
As well as being rated as 5 stars by Defaqto, our Deluxe option offers these benefits and more:
- Up to unlimited medical expenses
- Cancellation cover up to £7,500 (up to £10,000 cruise cancellation cover)
- 24 hour medical emergency helpline
- Baggage covered up to £3,000 (up to £5,000 for cruises)
- No excess payment
Types of travel insurance cover we offer
So, now that you know where you can get great cover for your hernia and pre-existing medical conditions, you can start thinking about what else you need to include in your travel insurance.
You can choose a policy for holidays on land or an exclusive policy that’s designed for cruises, if that suits your holiday style.
What types of questions will I be asked about my hernia?
When applying for our cover, we’ll ask you a few multiple choice questions to help us understand more about your hernia and how it affects your daily life.
We’ll always respect your confidentiality and use the information to help cover you properly.
Here’s a few questions we commonly ask:
- What type of hernia do you have?
- Do you take regular medication for it?
- Have you ever had to have a procedure to widen a narrowing of the oesophagus (food pipe)?
Get a quote for your hernia travel insurance online or talk to us today on 0800 888 6195.
I’ve already purchased travel insurance for my hernia; do I need to keep you updated if my medical conditions change?
Yes, it is essential for you to keep us updated if your medical conditions change during your policy, or if you are diagnosed with a new condition, so we can include this within your cover.
You will need to let us know about any new medical conditions before you travel in order to be covered for them on your policy.
You can update your cover by giving our Customer Service Team a call on 0808 281 0389.
* Based on over 6,000 reviews on the independent review site Trustpilot. Data accurate as of November 2018.
**Upper limits apply