Call our UK Contact Centres FREE

0800 888 6195 We're open 7 days a week

NEW YEAR SALE

Save 20% on Travel Insurance!

Discount applies to premium base only. Offer ends midnight 29/02/20

Travel insurance for a hernia.

Cancellation cover

Up to £7,500 per person with our Deluxe policy.

24/7 medical support

Practical help when you need it.

No age limit

Enjoy travelling whatever your age.

Unlimited medical expenses

Generous emergency medical cover with our Deluxe policy.

Travel confidently with travel insurance for a hernia

Tell us about your hernia and any other medical conditions, so we can offer personalised travel insurance that fits your needs.

travel-insurance

It's not just travel insurance, it's travel reassurance!

Ever get the feeling that some insurers are just waiting to catch you out? With Avanti Travel Insurance, when we say your health conditions are covered - they’re covered.

That’s Travel Reassurance!

Why having personalised travel insurance can make a difference

After booking her cruise holiday, Liz1 was unexpectedly taken into hospital for two days.

When she told us about her new medical diagnosis, we added it to her policy so she was covered for all eventualities.

The day before she was due to travel, her GP sadly advised her not to go. Liz was disappointed, but was relieved that she had updated her policy and was covered for cancellation.

Just four days later, the claims money was in her bank account.

When you have personalised travel insurance like Liz, you’re protected for mishaps from the moment you book your holiday.

EssentailsClassicDeluxe
Cancellation and cutting your holiday short£1,000£5,000£7,500
Medical emergency and repatriation£5 million£10 millionUnlimited
Personal baggage£1,000£2,000£3,000
Missed departure-£1,000£1,500
Money and passport cover£300£500£600
Personal liability£2 million£2 million£2 million
Excess£150£75nil

When I’m buying travel insurance, do I have to tell you about my hernia?

You’ll need to tell us about your hernia along with any other health conditions so your travel insurance policy is fit for your travel and medical needs.

If you forget to mention your hernia or any other pre-existing conditions you have, we wouldn’t be able to cover you for a medical emergency, should you need to claim further down the line.

We understand that talking about your health can be a sensitive topic. But don’t worry, we respect your confidentiality and promise to only use the information you give us to build a policy that’s just right for you.

Will you cover me to fly if I have a hernia?

We should be able to cover you as long as your doctor has confirmed it’s safe for you to fly.

If you ignore the advice of your doctor and travel, your policy won’t be valid and we wouldn’t be able to cover any claims.

I haven’t had my hernia surgery yet. Are you able to cover me?

Depending on the type of hernia you have, you may still be able to get travel insurance.

If you’ve recently had a laparoscopic repair of either a hiatus or inguinal hernia and have been signed off from treatment by your doctor, we may be able to cover you.

If you’re waiting for laparoscopic repair of a hiatus or inguinal hernia, but haven’t had your surgery yet, we may be able to offer a policy to cover you for things such as medical expenses (including the cost of you getting you back home) and baggage loss. However, the policy would not cover you for cancellations or having to cut your holiday short due if your claim was related to your hernia.

If you’re waiting for a non-laparoscopic hernia repair, we’re sorry but we wouldn’t be able to cover you for this or any other pre-existing health conditions.

I’m the only one in my family with a pre-existing medical condition. Is it better for us to have our travel insurance together or separate policies?

It may work out cheaper to buy travel insurance as a family, but there are other benefits too.

If you have to cancel your holiday due to a medical emergency, everyone on your policy should be able to claim back the full cost of the holiday, just as long as it’s within your policy limits. With separate policies, it might be that only the person with the pre-existing medical condition is able to claim for cancellation.

What sort of questions will I be asked about my hernia?

To get personalised cover, you’ll need to tell us about your hernia and any other pre-existing health conditions you may have. To get to know you better we’ll ask you some questions about your health and how it affects you day-to-day.

Here are some questions we are likely to ask:

  • What type of hernia do you have?
  • Do you take regular medication for your hernia?
  • Have you ever had a procedure to widen a narrowing of the oesophagus (food pipe)?

Is my hernia covered by my European Health Insurance Card (EHIC)?

If you are planning a holiday to Europe, you will need to take a free EHIC as a condition of our travel insurance.

While the UK is still a member of the European Union, the EHIC gives you access to free or subsidised state healthcare in most European countries. Before you travel, you should check that your destination is covered by EHIC, so you can be prepared if you do need treatment for your hernia, or other conditions, during your trip.

It’s important to remember that your EHIC is not the same as having good travel insurance for your medical conditions. For example, it won’t cover you for cancellation of your holiday or emergency transportation home.

Your EHIC can help to reduce your medical costs where subsidised healthcare is available. If you can use your EHIC and have to pay a fee for your treatment, we’ll remove the excess fee for your medical emergency claim.

Rated 4.7/5 based on 14339 reviews

Ready? Set? Let’s go get your travel insurance to cover a hernia…

Talk to us today on 0800 888 6195. Or, you can get a quote online.