Do I need to have had both my Covid jabs to be covered?
As long as you’ve had the vaccines you’ve been offered for Covid-19, you should be covered. If you haven’t been offered both doses yet or you’re medically exempt then you can also be covered.
If you’ve refused any doses of the vaccine or haven’t been able to have a dose you’ve been offered, you won’t be covered.
Do I need to tell you about my digestive condition when getting travel insurance?
We need to know about your digestive condition, along with any other pre-existing medical conditions, so we can personalise your travel insurance.
Telling us about your digestive condition, and any other health conditions you may have, means you’ll be covered if you have a medical emergency that could have been caused by your condition.
By not telling us, you wouldn’t be covered for anything related to existing health conditions you may have.
Some of the digestive conditions we cover are:
- Crohn’s disease
- Irritable bowel disease (IBS)
- Hiatus hernia
- Gastroesophageal reflux disease (GERD)
Can I get travel insurance if I’m waiting for surgery for my digestive condition?
If you’re waiting for surgery for your digestive condition, you may still be able to get travel insurance.
Take a look at our list of surgeries that we can cover with our travel insurance.
What questions will I be asked about my digestive condition?
We’ll ask you a few questions about your digestive condition so we can build a policy that’s right for you. This allows us to get a better idea of how your health affect you on a daily basis.
Don’t worry, we like to do things step by step, at a pace that suits you.
Some of the questions we may ask you about your digestive condition are:
- How many operations have you had to treat this condition?
- When was your most recent operation?
- Have you needed regular drug injections or infusions?
- Have you ever had a bowel obstruction?
- How many medicines do you take?
- Have you had a procedure to widen a narrowing of the oesophagus (food pipe)?
- Do you take regular medication?
Is my digestive condition covered by my Global Health Insurance Card (GHIC)?
If you’re planning a holiday to Europe, you’ll need to take a free GHIC (or an EHIC) as a condition of our travel insurance.
When the United Kingdom left the European Union, the GHIC replaced the EHIC as the means for accessing free or subsidised healthcare in selected European countries. Before you travel, make sure you check that your destination is covered by GHIC, just so you’re ready if you do need any emergency or necessary treatment for your digestive condition during your trip.
Remember, your GHIC is not the same as having good health conditions travel insurance. For example, it won’t cover you if you need to cancel your holiday.
Your GHIC helps reduce your medical costs where subsidised healthcare is available. If you can use your GHIC and have to pay a subsidised fee for your treatment, we’ll remove the excess fee on medical emergency claims for you.