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Depression travel insurance.

Cancellation cover

Up to £7,500 per person with our Deluxe policy.

24/7 medical support

Practical help when you need it.

No age limit

Enjoy travelling whatever your age.

Unlimited medical expenses

Generous emergency medical cover with our Deluxe policy.

Getting the right cover to travel with depression

Depression and mental health conditions should not be a barrier to you being able to see as much of the world as you want to. In fact, a change of scenery could be just what you need to get some head-space and recharge your batteries.

We consider all medical conditions for travel insurance, including mental health conditions, such as depression, so you can travel with the reassurance that you are covered for your health conditions.

travel-insurance

It's not just travel insurance, it's travel reassurance!

When you’ve got Avanti Travel Insurance, if something does go wrong - we'll always aim to put it right. Good to know, especially if you’re travelling with pre-existing health conditions.

That’s Travel Reassurance!

Do I need to declare my depression when getting travel insurance?

Yes, it is essential for you to declare your depression, and any other medical conditions, when getting travel insurance. We want you to be able to travel with the confidence that you are covered for your medical conditions, so you can travel stress-free and enjoy your holiday.

If you don’t declare any medical conditions when you take out travel insurance with us and then need to make a claim for treatment received for a pre-existing condition during your holiday, we would be unable to cover you for any costs.

We respect your confidentiality and will use the information that you give us to build cover that works for your individual needs.

EssentialsClassicDeluxe
Cancellation and cutting your holiday short£1,000£5,000£7,500
Medical emergency and repatriation£5 million£10 millionUnlimited
Personal baggage£1,000£2,000£3,000
Missed departure-£1,000£1,500
Money and passport cover£300£500£600
Personal liability£2 million£2 million£2 million
Excess£150£75nil

What types of questions will I be asked about my depression?

So we can offer you cover that best meets your needs, we will need to ask you some of the following questions about your depression:

  • Have you ever had a compulsory admission to hospital as a result of this condition?
  • How many hospital admissions have you had in the last two years?
  • Have you been referred to or treated by a psychiatrist for this condition?
  • Has this condition ever caused you to cancel or cut short any travel plans?
  • Are you currently required to take medication for this condition?

Is my depression covered by my European Health Insurance Card (EHIC)?

If you are planning a holiday or trip to Europe, you will need to get an EHIC as part of the conditions of our travel insurance.

The EHIC is free and entitles you to free healthcare in most European countries when you use their state provided healthcare. Before you travel, it is worth checking that your destination is covered by EHIC, so that you can be prepared if you need treatment for any of your medical conditions during your holiday.

Your EHIC is not the same as having good travel insurance for your medical conditions and won’t cover you for things that could go wrong, such as having to cancel your holiday because of a medical emergency. That’s where your travel insurance with pre-existing medical cover comes in. What your EHIC can do is reduce your medical costs where subsidised healthcare is available.

If you can use your EHIC to get treatment abroad and you have to pay a subsidised fee for your healthcare we will remove the excess fee for your medical emergency claims.

Should my family be on the same policy if we are travelling together?

Getting an individual policy that covers your depression and any other medical conditions might seem like a good idea, especially if nobody else in your family has any other medical conditions. Did you know that there are benefits to buying your travel insurance together as a family?

Having all of the family on one policy means that if you needed to cancel your holiday due to a medical emergency we should be able to cover you, so you can claim back the full cost of the holiday.

If you had taken out separate policies for your holiday it’s likely that only the person that’s having the medical emergency would be able to claim back the full cost that they paid, which could leave you out of pocket.

Buying your travel insurance together as a family will give you the added protection and reassurance that you should all be covered if you did need to claim back the full cost of your holiday.

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Let's get your Avanti Travel Insurance

Talk to us today on 0800 888 6195. Or, you can get a quote online.