Travel Insurance for Covid .

Travel update: Planning a trip sometime soon? Before you arrange your policy, make sure your holiday doesn’t clash with any travel bans in place around the UK. Government restrictions vary depending on where you live, so be sure to check the latest information as guidance changes often.

Travel bans imposed by the UK government are different from FCDO travel advice.

How Covid travel insurance can help leave the worry at home

Covid travel insurance can ease the worries and what-ifs you may have when it comes to travel after lockdown. Embrace your next adventure, knowing we’ll be there 24/7 if the unexpected happens and you need a helping hand.

We understand that travel might feel different to what we’re used to right now . That’s where we come in. Covid cover is included with all our new policies, just as long as the FCDO says it’s safe for you to travel.

Now, isn’t that what you’d call peace of mind?

How Covid cover can restore peace of mind

COVID-19 meant Mrs Bakker¹ had no choice but to cut her holiday short. She was insured with a different travel insurance provider at the time and was disappointed how they handled her claim.

Thankfully her sister-in-law recommended us after she had to cancel her own holiday and was impressed with how we managed her claim. Now insured with us, Mrs Bakker can leave her worries at home, knowing she’ll be well protected with personalised cover on her next adventure. After all, if something goes wrong, we always aim to put it right.

What am I covered for with Covid cover?

All new travel insurance policies with us include coronavirus cover – and for not a penny more! As long as the FCDO say it’s safe for you to travel, your policy can cover you for:

• Cancelling your trip if you are diagnosed with COVID-19 within 14 days of travelling
• COVID-19 related emergency medical expenses when abroad
• Repatriation to help you get back home
• Cancellation and repatriation cover if you’re denied boarding with a positive test for COVID-19
• Additional accommodation and transport if deemed necessary by our medical officer
• Daily benefit if you are ordered to self-isolate in your holiday accommodation if you have COVID-19
• Cancelling or cutting your trip short after death in the family from COVID-19
• Your travelling companion(s), people you live with, or people you’re staying with on holiday being diagnosed with COVID-19 within 14 days of travel.

It’s important to understand that covid cover will only protect you for newly diagnosed cases of coronavirus when abroad. We cannot offer cover if you showed symptoms or were diagnosed with COVID-19 before you arranged your travel insurance policy with us.

Am I covered for Covid if my destination is unsafe to travel to?

You’ll only be covered against coronavirus if the FCDO have listed your destination as safe to visit. To be covered for Covid while you’re abroad, it’s important that you keep in the know with the FCDO’s travel advice while you’re on holiday and before you set off.

If you need to travel against FCDO advice (all but essential travel) you can still get a level of cover by adding our European FCDO Travel Advice Extension to your policy. You’ll be covered up to your policy limits as usual, for things like medical treatment abroad and flight delays, we just won’t be able to cover you for anything Covid related while you’re abroad.