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Travel insurance for Europe.

Cancellation cover

Up to £7,500 per person with our Deluxe policy.

24/7 medical support

Practical help when you need it.

Cover for COVID-19

Medical expenses, repatriation and cancellation cover available.

Unlimited medical expenses

Generous emergency medical cover with our Deluxe policy.

Travel confidently in Europe with our travel insurance

We know travel may feel different to what you’re used to right now, which is why travel insurance with your needs at the heart of it is so important. With Europe travel insurance you can leave your worries at home and enjoy your post-lockdown adventure, knowing we’re here 24/7, wherever you need us.


It's not just travel insurance, it's travel reassurance!

Travel insurance that’s with you all the way - so you’ll be ready to roll, wherever your holiday takes you.

That’s Travel Reassurance!

Covering your trip in Europe against government advice

Travel insurance for Europe can give you the confidence to breathe in the sea air and return to your favourite sun-spots, with us by your side if something unexpected happens.

Travel advice is changing all the time right now, it’s essential to keep in the know with the FCO’s travel advice before you travel, and while you’re on holiday too. If the FCO advise against all but essential travel to your European destination, it doesn’t mean your holiday plans have to be put on hold. If you feel safe to travel, you can add our European FCO Travel Advice Extension to your policy, to get a level of cover if you travel against FCO advice. That way, you can make the choice to travel based on how you feel, safe in the knowledge that we’ll be there should you need us.

What’s more, if the FCO say it’s safe for you to travel, a new policy with us includes cover for cancellation and medical expenses caused by COVID-19, for not a penny more. Now, isn’t that peace of mind?

How Europe travel insurance gives you reassurance

The day before her holiday, Liz’s (1) doctor unfortunately advised her not to go because of her poor health.

She was disappointed, but relieved to know she had her travel insurance in place and her health conditions covered.

We worked quickly on her cancellation claim and the money reached her bank account three days later.

When you have up-to-date, personalised insurance like Liz, you’ll feel covered from the moment your policy starts.


Table of benefits

Cancellation and cutting your holiday short£1,000£5,000£7,500
Medical emergency and repatriation£5 million£10 millionUnlimited
Personal baggage£1,000£2,000£3,000
Missed departure-£1,000£1,500
Money and passport cover£300£500£600
Personal liability£2 million£2 million£2 million

Take a look at our policy documents, for full details of what is and isn't covered by travel insurance.

Why do I need travel insurance for holidaying in Europe?

Europe may not be a million miles away, but having good quality travel insurance will protect you if something unexpected happens.

While the United Kingdom is still a member of the European Union, the free European Health Insurance Card (EHIC) gives you access to free or subsidised state healthcare in most European countries. Before you travel, you should check that your destination is covered by EHIC, so you can be prepared if you do need treatment during your trip.

Your EHIC won’t cover you for loss of personal items or cancelling or cutting your holiday short. With a valid medical claim on your travel insurance for Europe, we’ll waive the excess you may have to pay when you use your EHIC as well.

Do I need to declare pre-existing health conditions?

Yes, it’s very important for you to tell us about any health conditions you have or have had, so we can make sure you have a level of cover that’s just right for you.

We specialise in covering travellers with conditions such as diabetes, high blood pressure and cancer, so get in touch to talk it through. We’ll take it step by step and won’t rush you.

Please remember, if you don’t let us know of your pre-existing conditions, we may not be able to help if something goes wrong. Forgetting to tell us about something on your medical history could affect your policy, meaning your claim could be refused if you needed to make a claim further down the line.

Which countries does Europe travel insurance cover?

Travel insurance for Europe includes all countries in the Schengen area, such as France, as well as those that are members of the European Union.

There are also some bordering countries on the Mediterranean, such as Turkey, that aren’t in Europe, but are included in our annual travel insurance policy for Europe.

If you’re looking for travel insurance for a single holiday, then you’ll just need to tell us which country (or countries) you’re visiting and we’ll work out the cover you’ll need.

European countrySingle Trip / Long Stay RegionAnnual Region
Bosnia & Herzegovina21
Channel Islands11
Czech Republic21
Faroe Islands21
Isle of Man12
Northern Ireland11
Republic of Ireland21
San Marino21
Spain(including Balearic Islands, Canary Islands)22

If you need an annual travel insurance policy, you’ll need to know which regions you’re travelling to, to make sure your plans can be covered. Take a look at the table above to see which countries fall into region 1 and region 2.

Avoid any confusion by checking this handy table of countries we classify as Europe. If you’re still in doubt, get in touch and we’ll happily point you in the right direction.

The table also states whether the country is classified as region 1 or region 2, which may help when you are considering single trip or an annual insurance policy.

Let’s get your travel insurance for Europe…

Talk to us today on 0800 888 6195. Or, you can get a quote online.

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