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European Travel Insurance

Enjoy your holiday to Europe with our travel insurance

Even though a holiday to anywhere in Europe is only a short hop away, it’s still really important to make sure you’ve got the right holiday insurance.

Accidents can happen at any time, so making sure you have the right insurance will mean that you’re covered.

Find out more about how we can help to cover your European adventure below.

When you’re ready, click the ‘get a quote’ button and pay online in minutes, or call us on 0800 888 6195.

Why choose Avanti Travel Insurance?

There are a number of reasons why you should choose Avanti Travel Insurance. Here are a few:

  • All medical conditions considered – including high cholesterol
  • No upper age limit on Single Trip and Annual policies
  • Travel as often as you like with our Annual Travel Insurance*
  • Cover for UK, Europe and worldwide holidays
  • Three levels of cover to choose from
  • Over 85 sport & adventure activities included as standard
  • Optional upgrades for winter sports, golf, cruises and more…

Why do I need travel insurance for holidays in Europe?

With holidays to Europe being so easy to get to, is getting travel insurance that important?

With a free European Health Insurance Card (EHIC), you’ll be eligible for free or cheaper medical insurance when you’re away – as long as there’s a reciprocal health agreement in place. But in reality, this often means that you’ll still be landed with a medical bill.

With our insurance and a valid claim, you’ll be able to get back anything you’ve paid. We’ll even waive the excess you’d usually pay if you’ve used your EHIC.

Having an EHIC also doesn’t cover you for anything that isn’t medical related, such as having to cancel or cut your holiday short, where you could lose the full cost of your holiday. Not to mention the cost of lost personal items.

So having good quality travel insurance is important to help fill in these gaps. It gives you protection while you’re on holiday to know that if something goes wrong, you’ll be covered.

How our travel insurance protects you in Europe:

We offer three levels of cover, with our Deluxe choice being the most comprehensive.

As well as being rated as 5 stars by Defaqto, it offers these benefits and more:

✔ Unlimited medical expenses
✔ Cancellation cover up to £7,500
✔ 24 hour medical emergency helpline
✔ Baggage covered up to £3,000
✔ No excess payment

Here’s a summary of our three levels of cover to help you choose the right option for your needs:

Essentials Classic Deluxe
Cancellation and
cutting your holiday short
£1,000 £5,000 £7,500
Medical expenses & repatriation £5m £10m Unlimited
Personal baggage £1,000 £2,000 £3,000
Travel delay £30 for the first full 12 hours
£15 for all other full 12 hours
up to £300
£50 for the first full 12 hours
£15 for all other full 12 hours
up to £500
Missed departure £1,000 £1,500
Personal money & passport £300 £500 £600
Personal liability £2m
Excess £150 £75 nil

Do I need to declare pre-existing medical conditions?

We’re specialists in insuring people with pre-existing medical conditions. That includes things like diabetes through to high blood pressure and even cancer.

By declaring and covering any condition that you have, you’ll feel happy knowing that if something goes wrong, you’ll be covered – even if it the claim was caused by your condition. Not all travel insurance companies can say the same.

What countries are in Europe for travel insurance?

With differences between the European Union, Europe as a continent and European competitions like Eurovision, it can sometimes be hard to keep up with which country is actually in Europe.

What we can categorically say, is that even though Australia is part of Eurovision, it is not in Europe. Sorry Australia.

If you’d like to check that the country you’re going to is definitely in Europe, take a look at our table below. We’ve even added more information on what region we classify it as for both our single trip and annual policies to help you choose the right cover.

European Country Single Trip/ Long Stay Region Annual Region
2 1
Andorra 2 1
Armenia 2 1
Austria 2 1
Azerbaijan 2 1
Belarus 2 1
Belgium 2 1
Bosnia & Herzegovina 2 1
Bulgaria 2 1
Channel Islands 1 1
Croatia 2 1
Cyprus 2 2
Czech Republic 2 1
Denmark 2 1
Egypt 2 2
Estonia 2 1
Faroe Islands 2 1
Finland 2 1
Georgia 2 1
Germany 2 1
Gibraltar 2 1
Greece 2 2
Hungary 2 1
Iceland 2 1
Isle of Man 1 1
Italy 2 1
Kosovo 2 1
Latvia 2 1
Liechtenstein 2 1
Lithuania 2 1
Luxembourg 2 1
Macedonia 2 1
Malta 2 2
Moldova 2 1
Monaco 2 1
Morocco 2 2
Netherlands 2 1
Northern Ireland 1 1
Norway 2 1
Poland 2 1
Portugal 2 1
Republic of Ireland 2 1
Romania 2 1
Russia 2 1
San Marino 2 1
Serbia/Montenegro 2 1
Serbia/Montenegro 2 1
Slovakia 2 1
Slovenia 2 1
Spain (including Balearic Islands, Canary Islands) 2 2
Sweden 2 1
Switzerland 2 1
Tunisia 2 2
Turkey 2 2
Ukraine 2 1
United Kingdom 1 1
Vatican City 2 1

Let’s go! Get your travel insurance quote now

Get your quote online in just a few minutes by clicking on the get quote button, or talk to us today on 0800 888 6195.

*Travel limits apply up to a maximum of 183 days away in a year.

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Essentials, Classic and Deluxe Policy wording document

Cruise Policy wording document