Up to £7,500 per person with our Deluxe policy.
Practical help when you need it.
Medical expenses, repatriation and cancellation cover available.
Generous emergency medical cover with our Deluxe policy.
Travel update: Planning a trip sometime soon? Before you arrange your policy, make sure your holiday doesn’t clash with any travel bans in place around the UK. Government restrictions vary depending on where you live, so be sure to check the latest information as guidance changes often.
Travel bans imposed by the UK government are different from FCDO travel advice.
We know travel may feel different to what you’re used to right now, which is why travel insurance with your needs at the heart of it is so important. With Europe travel insurance you can leave your worries at home and enjoy your post-lockdown adventure, knowing we’re here 24/7, wherever you need us.
Travel insurance that’s with you all the way - so you’ll be ready to roll, wherever your holiday takes you.
That’s Travel Reassurance!
Travel insurance for Europe can give you the confidence to breathe in the sea air and return to your favourite sun-spots, with us by your side if something unexpected happens.
Travel advice is changing all the time right now, it’s essential to keep in the know with the FCDO’s travel advice before you travel, and while you’re on holiday too. If the FCDO advise against all but essential travel to your European destination, it doesn’t mean your holiday plans have to be put on hold. If you feel safe to travel, you can add our European FCDO Travel Advice Extension to your policy, to get a level of cover if you travel against FCDO advice. That way, you can make the choice to travel based on how you feel, safe in the knowledge that we’ll be there should you need us.
What’s more, if the FCDO say it’s safe for you to travel, a new policy with us includes cover for cancellation and medical expenses caused by COVID-19, for not a penny more. Now, isn’t that peace of mind?
The day before her holiday, Liz’s (1) doctor unfortunately advised her not to go because of her poor health.
She was disappointed, but relieved to know she had her travel insurance in place and her health conditions covered.
We worked quickly on her cancellation claim and the money reached her bank account three days later.
When you have up-to-date, personalised insurance like Liz, you’ll feel covered from the moment your policy starts.
|Cancellation and cutting your holiday short||£1,000||£5,000||£7,500|
|Medical emergency and repatriation||£5 million||£10 million||Unlimited|
|Money and passport cover||£300||£500||£600|
|Personal liability||£2 million||£2 million||£2 million|
When the United Kingdom left the European Union on 1 January 2021, the GHIC replaced the European Health Insurance Card (EHIC). You can still use your EHIC until it expires, though.
Your GHIC gives you access to free or subsidised healthcare while you’re abroad, in select European countries. It also covers your excess payment if you have a valid claim.
It’s important to have a good travel insurance policy as well as a GHIC. Your travel insurance offers you protection if you have to cancel your trip, cut your trip short, or if any of your personal possessions are lost or stolen.
Please remember that you must take a valid EHIC or GHIC with you if you’re travelling to Europe as a condition of our travel insurance.
Yes, it’s very important for you to tell us about any health conditions you have or have had, so we can make sure you have a level of cover that’s just right for you.
Please remember, if you don’t let us know of your pre-existing conditions, we may not be able to help if something goes wrong. Forgetting to tell us about something on your medical history could affect your policy, meaning your claim could be refused if you needed to make a claim further down the line.
Travel insurance for Europe includes all countries in the Schengen area, such as France, as well as those that are members of the European Union.
There are also some bordering countries on the Mediterranean, such as Turkey, that aren’t in Europe, but are included in our annual travel insurance policy for Europe.
If you’re looking for travel insurance for a single holiday, then you’ll just need to tell us which country (or countries) you’re visiting and we’ll work out the cover you’ll need.
|European country||Single Trip / Long Stay Region||Annual Region|
|Bosnia & Herzegovina||2||1|
|Isle of Man||1||2|
|Republic of Ireland||2||1|
|Spain(including Balearic Islands, Canary Islands)||2||2|
If you need an annual travel insurance policy, you’ll need to know which regions you’re travelling to, to make sure your plans can be covered. Take a look at the table above to see which countries fall into region 1 and region 2.
Avoid any confusion by checking this handy table of countries we classify as Europe. If you’re still in doubt, get in touch and we’ll happily point you in the right direction.
The table also states whether the country is classified as region 1 or region 2, which may help when you are considering single trip or an annual insurance policy.
Talk to us today on 0800 888 6195. Or, you can get a quote online.