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Allergies and skin conditions travel insurance.

Cancellation cover

Up to £7,500 per person with our Deluxe policy.

24/7 medical support

Practical help when you need it.

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Medical expenses, repatriation and cancellation cover available.

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Travel with confidence with travel insurance for allergies and skin conditions

When you have allergies and skin conditions you’ll want to have travel insurance that’s right for you, just in case the unexpected happens when you’re far from home.

Tell us about your pre-existing health conditions, so you can relax knowing you’re protected from the moment you take out your cover.

travel-insurance

It's not just travel insurance, it's travel reassurance!

Ever get the feeling that some insurers are just waiting to catch you out? With Avanti Travel Insurance, when we say your health conditions are covered - they’re covered.

That’s Travel Reassurance!

Why letting us know about your health is important

Richard1 needed to claim twice on his travel insurance last year and was happy with the support and swift service he received.

In March 2019, he was just about to rebook the dream cruise he’d had to cancel the year before, when he was diagnosed with a new health condition.

We were happy to cover his new condition and within hours Richard was able to go ahead and book his Golden Anniversary cruise.

Having personalised travel insurance and keeping it up-to-date is crucial. Then, like Richard, you can travel knowing you have personalised cover to take care of you, just in case something doesn’t go quite to plan.

Table of benefits

EssentialsClassicDeluxe
Cancellation and cutting your holiday short£1,000£5,000£7,500
Medical emergency and repatriation£5 million£10 millionUnlimited
Personal baggage£1,000£2,000£3,000
Missed departure-£1,000£1,500
Money and passport cover£300£500£600
Personal liability£2 million£2 million£2 million
Excess£150£75nil

Do I need to tell you about my allergies or skin conditions when getting travel insurance?

It’s essential to let us know about any pre-existing medical conditions, We want you to travel with confidence, knowing you’re protected. If you don’t tell us and then need to claim for emergency treatment, you may not be covered.

Allergies and skin conditions affect everyone differently. You may have flare-ups of eczema or a severe nut allergy that can lead to anaphylactic shock. Which is why our policies are individual to you.

We can offer cover for these types of conditions:

  • Nut allergies
  • Food allergies
  • Drug and other allergies
  • Eczema
  • Psoriasis
  • Cellulitis
  • Other skin complaints
  • Bee sting

What kind of questions will I be asked about my allergies and skin conditions?

These are some examples of the types of questions we may ask about your allergies and skin conditions:

  • How many times have you been hospitalised for your condition?
  • Are you being treated for your condition now?
  • Are you known to be at risk of life-threatening allergic reactions?
  • Have you needed hospital treatment for anaphylaxis in the past two years?
  • How many unplanned hospital visits for anaphylaxis have you had in the last 12 months?

There’s no need to worry. We’ll take you through the medical screening questions at a pace that suits you, answering any questions you may have along the way.

What if I need emergency treatment during my holiday?

We want you to feel as safe as possible when you travel, so it’s important to be clear on what to do if you need emergency treatment.

Try to keep calm. You can call our medical emergency helpline 24/7, so you’ve got practical help when you need it most.

As well as finding medical assistance, we can offer help with translating information to medical staff as well as help to put your mind at ease about your claim.

Being in hospital is the last thing anyone wants on holiday. We’ll be there to support you, so you can focus on your recovery.

Are my allergies and skin conditions covered by my European Health Insurance Card (EHIC)?

If you are planning a holiday to Europe, you will need to take a free EHIC as a condition of our travel insurance.

While the United Kingdom is still a member of the European Union, the EHIC gives you access to free or subsidised state healthcare in most European countries. Before you travel, you should check that your destination is covered by the EHIC, so you can be prepared if you do need treatment for your allergies or other conditions, during your trip.

Remember, your EHIC is not the same as having good travel insurance in place. Your EHIC won’t cover you for non-medical things that go wrong, such as lost baggage, having to cancel your holiday or emergency transportation home.

But what your EHIC can do is reduce your medical costs where subsidised healthcare is available. If you can use it to get treatment for your condition but are asked to pay a subsidised fee for your healthcare, we will remove the excess fee for your medical emergency claims.

I’ve already bought travel insurance for my allergies and/or skin condition. Do I need to tell you if my health condition changes?

You always need to update us if your health condition changes or you’re diagnosed with something new. It means you can travel with the confidence of knowing you have the right cover. If you forget to let us know of any changes to your health, this could affect the validity of your policy and any claims being accepted further down the line.

If there’s been a change in the medication you take for your skin condition, or perhaps you’ve recently been taken into hospital with a severe allergic reaction – keep us updated.

Ready? Set? Let’s go get your travel insurance for allergies and skin conditions

Talk to us today on 0800 888 6195. Or, you can get a quote online.

Get your quote