Differences in reciprocal health agreements and costs of medical procedures in some European countries (for example Spain, the Canaries, Turkey, Cyprus, Malta and Switzerland) will make a difference to the geographical limit of your single trip medical travel insurance. Confusing, right?! Just tell one of our friendly staff whereabouts you are travelling to and we’ll tailor the perfect European travel insurance policy for you, answering any questions that you may have along the way. If you are travelling on a European Annual Multi-trip policy and you do not have European geographical limits, don’t worry.
When travelling to a country in the European Union (EU), you should apply for a European Health Insurance Card (EHIC) which allows European citizens to benefit from other EU countries’ health agreements. These are readily available from local post offices or can be downloaded at www.ehic.org.uk.
European Health Insurance Card (EHIC)
A valid European Health Insurance Card gives you the right to access state-provided healthcare during a temporary stay in another European Economic Area (EEA) country or Switzerland.
The EHIC covers treatment that is medically necessary until your planned return home. Treatment should be provided on the same basis as it would to a resident of that country, either at a reduced cost or, in many cases, for free.
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