European Travel Insurance

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Differences in reciprocal health agreements and costs of medical procedures in some European countries (for example Spain, the Canaries, Turkey, Cyprus, Malta and Switzerland) will make a difference to the geographical limit of your single trip medical travel insurance. Confusing, right?! Just tell one of our friendly staff whereabouts you are travelling to and we’ll tailor the perfect European travel insurance policy for you, answering any questions that you may have along the way. If you are travelling on a European Annual Multi-trip policy and you do not have European geographical limits, don’t worry.

When travelling to a country in the European Union (EU), you should apply for a European Health Insurance Card (EHIC) which allows European citizens to benefit from other EU countries’ health agreements. These are readily available from local post offices or can be downloaded at

European Health Insurance Card (EHIC)

A valid European Health Insurance Card gives you the right to access state-provided healthcare during a temporary stay in another European Economic Area (EEA) country or Switzerland.

The EHIC covers treatment that is medically necessary until your planned return home. Treatment should be provided on the same basis as it would to a resident of that country, either at a reduced cost or, in many cases, for free.

   One of the Best Travel Insurers for the over 70s & for medical conditions.  
Mr P Hewes – Essex

Would an annual policy

save you money?

Going on more than one holiday this year? Annual travel insurance may work out cheaper, allowing UNLIMITED trips over a 12 month period


Essentials, Classic and Deluxe Policy wording document

Cruise policy wording document

Intial disclosure document

Initial Disclosure Document (IDD)

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