Why do I need travel insurance for Spain?
While Spain may be a familiar destination, the unexpected can happen on holiday at any time, meaning travel insurance is essential.
Things going wrong on your travels can vary from lost luggage or a stolen passport, to a serious medical emergency. Thankfully, a policy with us means you can relax knowing help is there when you need it most.
Do I need to tell you about my pre-existing health condition?
It’s important to let us know about any pre-existing medical conditions you may have. When you get in touch for your quote, we’ll ask you a few questions about your health and how it impacts your daily life. That way we can make sure you have a policy that meets your travel and health needs.
We understand that talking about your health may be a sensitive topic, which is why we’ll take you through the questions at a pace that suits you. We’ll never rush you.
If you forget to let us know of any health conditions you have, this may affect the validity of your policy and a claim being accepted if you need us further down the line.
What destinations are classed as Spain for travel insurance?
Whether you’re taking a city break to Barcelona or a week’s family stay in Tenerife, you can get travel insurance that’s personalised to you.
The following destinations are classed under Spain for travel insurance:
The Balearic Islands:
The Canary Islands, including:
- Gran Canaria
Do I still need travel insurance if I have a Global Health Insurance Card (GHIC)?
When the United Kingdom left the European Union on 1 January 2021, the GHIC replaced the European Health Insurance Card (EHIC). You can still use your EHIC until it expires, though.
Your GHIC gives you access to free or subsidised healthcare while you’re abroad, in select European countries. It also covers your excess payment if you have a valid claim.
It’s important to have a good travel insurance policy as well as a GHIC. Your travel insurance offers you protection if you have to cancel your trip, cut your trip short, or if any of your personal possessions are lost or stolen.
Please remember that you must take a valid EHIC or GHIC with you if you’re travelling to Europe as a condition of our travel insurance.
Do I need to have had both my Covid jabs to be covered?
As long as you’ve had the vaccines you’ve been offered for Covid-19, you should be covered. If you haven’t been offered both doses yet or you’re medically exempt then you can also be covered.
If you’ve refused any doses of the vaccine or haven’t been able to have a dose you’ve been offered, you won’t be covered.