Do I need to have had both my Covid jabs to be covered?
As long as you’ve had the vaccines you’ve been offered for Covid-19, you should be covered. If you haven’t been offered both doses yet or you’re medically exempt then you can also be covered.
If you’ve refused any doses of the vaccine or haven’t been able to have a dose you’ve been offered, you won’t be covered.
Do I still need travel insurance if I have a Global Health Insurance Card (GHIC)?
When the United Kingdom left the European Union on 1 January 2021, the GHIC replaced the European Health Insurance Card (EHIC). You can still use your EHIC until it expires, though.
Your GHIC gives you access to free or subsidised healthcare while you’re abroad, in select European countries. It also covers your excess payment if you have a valid claim.
It’s important to have a good travel insurance policy as well as a GHIC. Your travel insurance offers you protection if you have to cancel your trip, cut your trip short, or if any of your personal possessions are lost or stolen.
Please remember that you must take a valid EHIC or GHIC with you if you’re travelling to Europe as a condition of our travel insurance.
Should I tell you about my pre-existing health conditions?
Yes, it’s really important to tell us about any health conditions you may have. When you get in touch for your quote, we’ll ask you a few questions about your health and how they impact your daily life. That way we can make sure you have a policy that’s right for you.
We understand that for some, health can be a sensitive subject, which is why we’ll take the time to talk you through the questions and explain anything that may be unclear. We’ll never rush you.
Forgetting to tell us about your health conditions may affect the validity of your policy, meaning you wouldn’t be covered if you needed our help later down the line.
Which policy is best for me?
Are you planning just the one trip to France? Then our single trip policy is ideal. There’s no age limit and you can be covered for over 80 sports and activities, including hiking and scuba diving. Just check your policy limits to see what you’re covered for.
But if you’re planning more than one holiday in the next year, our handy Annual Multi-Trip Travel Insurance policy may work out better value for money.
Still not sure? Give our friendly team a call to talk it through today.