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COPD Travel Insurance

Find out how you can pack some peace of mind with our travel insurance to cover your COPD.

Covering your COPD on holiday

When you have chronic obstructive pulmonary disease (COPD), you’ll want to be covered properly for your holiday.

With our specialist medical travel insurance, we consider all of your pre-existing conditions. We help, where we can, to cover conditions such as COPD. Covering your COPD will mean that if something happens to you, you could be covered for medical expenses or having to cancel your holiday plans.

Find out more about why you should choose our travel insurance to protect you and your family.

When you’re ready, you can click the get a quote button to get a quote and pay online in minutes, or if you’d rather speak to us, you can call our UK contact centres for free on 0800 888 6195.

Why choose Avanti Travel Insurance?

  • All medical conditions considered – including high cholesterol
  • No upper age limit on Single Trip policies
  • Travel as often as you like with our Annual Travel Insurance*
  • Cover for UK, Europe and worldwide holidays
  • Three levels of cover to choose from
  • Over 85 sport & adventure activities included as standard
  • Optional upgrades for winter sports, golf, cruises and more…

How our travel insurance protects you with COPD

We offer three levels of cover, but our Deluxe cover is our most comprehensive option.

As well as being rated as 5 stars by Defaqto, it offers these benefits and more to people with COPD:

✔ Up to unlimited medical expenses
✔ Cancellation cover up to £7,500
✔ 24 hour medical emergency helpline
✔ Baggage covered up to £3,000
✔ No excess payment

It’s a given that as an insurance company, we cover the costs of something going wrong. But if you have a medical emergency while on holiday, what’s more important is that we’re here to help.

From helping you to find the best medical facility to helping with translation between you and your medical team, our medical emergency helpline is on standby 24 hours a day.

If needed, we’ll then help you to get back home safely, including sending out a friendly trained medical professional to fly back with you.

As for settling the bill, having a medical emergency abroad can be really expensive. That’s one of the reasons why you’re looking at travel insurance, right?

Where your medical bill comes to over £350 and you have a valid claim, we’ll look to settle the bill directly with the medical provider where possible. That means that you won’t be out of pocket and you can concentrate on more important things.

Here’s a summary of our three levels of cover to help you choose the right option for your needs:

Essentials Classic Deluxe
Cancellation and
cutting your holiday short
£1,000 £5,000 £7,500
Medical expenses & repatriation £5m £10m Unlimited
Personal baggage £1,000 £2,000 £3,000
Travel delay £30 for the first full 12 hours
£15 for all other full 12 hours
up to £300
£50 for the first full 12 hours
£15 for all other full 12 hours
up to £500
Missed departure £1,000 £1,500
Personal money & passport £300 £500 £600
Personal liability £2m
Excess £150 £75 nil

The rest of my family don’t have COPD, should they be on the same policy if we’re travelling together?

As well as sometimes being cheaper to buy policies together as a family, there are some lesser known but important perks of buying together.

The biggest perk of buying together is knowing that you should all be covered for having to cancel if one of you has a medical emergency and you need to cancel the holiday.

If you’d bought seperate policies, then any other traveller is unlikely to be covered for having to cancel due to your medical emergency.

So covering together with the same policy gives you added protection to claim back the full cost of your holiday instead of a portion of it.

What questions will we ask about your respiratory conditions?

When you have COPD, you’re likely to want to both declare and cover it in your travel insurance.

When applying for our cover, we’ll ask you a few multiple choice questions to help understand how your COPD affects you. We’ll always respect your confidentiality and use the information to help cover you properly.

Here’s a few questions we commonly ask:

  • How many medicines are prescribed for your breathing condition?
  • How many hospital admissions have you had in the past year?
  • How short of breath do you get when walking on the flat?
  • Have you ever been prescribed oxygen other than when you were at hospital?
  • Have you ever been a smoker?
  • In the last year, have you had a chest infection or an episode of pneumonia?
  • How many episodes have you had in the past year that have required antibiotics?
  • Has the infection fully resolved?
  • Do you have any other respiratory conditions other than COPD?

Let’s go get your travel insurance with COPD quote today

Talk to us today on 0800 888 6195. Or, you can get a quote online in just a few minutes.

*Upper limits apply

What are customers are saying about us

 

Essentials, Classic and Deluxe Policy wording document

Cruise Policy wording document