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COPD travel insurance.

Cancellation cover

Up to £7,500 per person with our Deluxe policy.

24/7 medical support

Practical help when you need it.

No age limit

Enjoy travelling whatever your age.

Unlimited medical expenses

Generous emergency medical cover with our Deluxe policy.

Getting the right cover to travel with COPD

When you have chronic obstructive pulmonary disease (COPD), you’ll want to be covered properly for your holiday so you can travel with confidence.

With our specialist medical travel insurance, we consider all of your pre-existing conditions. We help, where we can, to cover conditions such as COPD, as well as other breathing conditions.

We know that one-size doesn’t fit all when it comes to medical conditions, especially with COPD. It might be that your condition is under control with medication, such as inhalers, or perhaps you need oxygen to be able to breathe more comfortably.

That’s why we have our medical screening process, so you can tell us about the nature of your condition and how it affects you. By telling us this information we can build you a level of travel insurance that meets your individual needs.

When you’re ready, you can get a quote and pay online, or if you’d rather speak to us in person, you can call our UK Contact Centre for free.

travel-insurance

It's not just travel insurance, it's travel reassurance!

When you’ve got Avanti Travel Insurance, if something does go wrong - we'll always aim to put it right. Good to know, especially if you’re travelling with pre-existing health conditions.

That’s Travel Reassurance!

Do I need to declare my COPD when getting travel insurance?

Yes, you will need to declare your COPD, and any other medical conditions that you may have, when getting travel insurance so that these can be included within your cover.

If you didn’t declare your pre-existing medical conditions when you took out your travel insurance and needed to make a claim for treatment, we would not be able to cover your claim.

We want you to be able to travel with confidence and peace of mind, knowing that you’ve got great cover for your medical conditions.

EssentialsClassicDeluxe
Cancellation and cutting your holiday short£1,000£5,000£7,500
Medical emergency and repatriation£5 million£10 millionUnlimited
Personal baggage£1,000£2,000£3,000
Missed departure-£1,000£1,500
Money and passport cover£300£500£600
Personal liability£2 million£2 million£2 million
Excess£150£75nil

What questions will we ask about your respiratory conditions?

When applying for our cover, we’ll ask you a few multiple choice questions to help understand how your COPD affects you in your day-to day life.

We’ll always respect your confidentiality and will use the information to build cover that suits your individual needs.

Here’s a few questions we commonly ask:

  • How many medicines are prescribed for your breathing condition?
  • How many hospital admissions have you had in the past year?
  • How short of breath do you get when walking on the flat?
  • Have you ever been prescribed oxygen other than when you were at hospital?
  • Have you ever been a smoker?
  • In the last year, have you had a chest infection or an episode of pneumonia?
  • How many episodes have you had in the past year that have required antibiotics?
  • Has the infection fully resolved?
  • Do you have any other respiratory conditions other than COPD?

Is my COPD covered by my European Health Insurance Card (EHIC)?

If you are planning on travelling to Europe, you will need to get an EHIC as a condition of our travel insurance.

The EHIC is free and entitles you to free healthcare in most European countries when you use their state healthcare. Before you travel, you should check that your destination is covered by EHIC, so that you can be prepared in case you do need any treatment during your trip.

Your EHIC is not the same as having good travel insurance for your medical conditions and won’t cover you for things that go wrong, such as having to cancel your holiday, or emergency transportation home. That’s where your travel insurance with pre-existing medical cover comes in. What your EHIC can do is reduce your medical costs where subsidised healthcare is available.

If you can use your EHIC, and you have had to pay a subsidised fee for your healthcare, we will remove the excess fee for your medical emergency claims.

The rest of my family don’t have COPD, should they be on the same policy if we’re travelling together?

As well as sometimes being cheaper to buy policies together as a family, there are some lesser known, but important, perks of buying together.

The biggest benefit of buying together is knowing that you should all be covered for having to cancel if one of you has a medical emergency.

If you’d bought separate policies, then any other traveller may not be covered for having to cancel the holiday due to your medical emergency.

So covering together with the same policy gives you added protection to claim back the full cost of your holiday instead of a portion of it.

I’ve already got cover for my COPD; do I need to keep you updated if my medical conditions change?

Yes, it is essential for you to keep us updated if there are any changes to your medical conditions, or if you are diagnosed with a new condition, so these can be considered within your cover.

You will need to let us know about any new conditions before you travel in order to be covered for them on your policy.

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Ready? Set? Let’s go get your COPD travel insurance…

Talk to us today on 0800 888 6195. Or, you can get a quote online.