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Buy an Annual Multi-Trip policy
and get 3 months extra cover!
Terms and Conditions apply

Travel insurance that gives
you a little bit extra!

For a limited time only choose an Annual Multi-Trip
policy and get 15 months for the price of 12.
Terms and Conditions apply

Travel insurance for COPD.

Cancellation cover

Up to £7,500 per person with our Deluxe policy.

24/7 medical support

Practical help when you need it.

Cover for COVID-19

Medical expenses, repatriation and cancellation cover available.

Unlimited medical expenses

Generous emergency medical cover with our Deluxe policy.

Covering COPD on your travel insurance

Tell us about your chronic obstructive pulmonary disease (COPD) and any other medical conditions, so we can personalise your travel insurance to protect you from the start.

 

travel-insurance

It's not just travel insurance, it's travel reassurance!

Ever get the feeling that some insurers are just waiting to catch you out? With Avanti Travel Insurance, when we say your health conditions are covered - they’re covered.

That’s Travel Reassurance!

Why telling us about your health conditions is important

Liz1 booked her cruise and travel insurance on the same day. Just before her trip, she was unfortunately admitted to hospital with a new health condition, Liz remembered to update her policy, so she gave us a call and we happily added her new condition to her cover.

Sadly, the day before travelling, Liz’s doctor advised her not to go away. She contacted us at once and we processed her cancellation claim as quickly as possible.

Liz was relieved to find the refunded money in her bank account three working days later.

With personalised travel insurance that’s up-to-date, you can relax, knowing that you’re protected when things go wrong, just like Liz.

Table of benefits

EssentialsClassicDeluxe
Cancellation and cutting your holiday short£1,000£5,000£7,500
Medical emergency and repatriation£5 million£10 millionUnlimited
Personal baggage£1,000£2,000£3,000
Missed departure-£1,000£1,500
Money and passport cover£300£500£600
Personal liability£2 million£2 million£2 million
Excess£150£75nil

Take a look at our policy documents, for full details of what is and isn't covered by travel insurance.

Do I need to tell you about my COPD when I buy travel insurance?

You’ll need to tell us about your COPD along with any other health conditions you have. With that information we’ll create a personalised policy that meets your needs, so you can go on holiday feeling protected against any mishaps when you’re away.

As health specialists, we understand that COPD along with other breathing conditions, vary from person to person. Your condition may be controlled by medication or perhaps you need oxygen to breathe more easily. Which is why we’ll take the time to get to know you and explain our policies to help you find one that suits you best.

I’m the only one in my family with COPD. Should we all be on the same travel insurance policy?

There are many advantages to having family travel insurance. It often works out cheaper, plus you’ll have the security of knowing that all of you are covered for the cost of your holiday if one of you has to cancel your trip due to a health emergency.

What sort of questions will you ask me about my COPD or other breathing conditions?

We will take you through a set of questions to help create a policy that’s personalised just for you. We appreciate talking about your health may be difficult, so we’ll talk you through things step-by-step and in your own time. We’ll never rush you.

Here are some of the questions we may ask:

  • How many medicines are prescribed for your COPD?
  • Apart from COPD, do you have any other respiratory conditions?
  • How many times have you been admitted to hospital in the past year?
  • When you walk on the flat, how out of breath do you get?
  • How many episodes needing antibiotics have you had in the past year?
  • Apart from when you’ve been in hospital, have you been prescribed oxygen?
  • Have you ever been a smoker?
  • Have you had pneumonia or a chest infection in the last 12 months?
  • Have any infections been fully resolved?

Is my COPD covered by my European Health Insurance Card (EHIC)?

If you are planning a holiday or a trip to Europe, you will need to take a free EHIC as a condition of our travel insurance.

While the United Kingdom is still a member of the European Union, the EHIC gives you access to free or subsidised state healthcare in most European countries. Before you travel, you should check that your destination is covered by the EHIC, so you know what to do if you need treatment for your COPD, or any other condition, during your trip.

Your EHIC is helpful as it can help to reduce your medical costs in countries where subsidised healthcare is available. If you can use your EHIC but are asked to pay a subsidised fee for your treatment, we’ll remove the excess fee for your medical emergency claim on your travel insurance policy.

Remember your EHIC is not a substitute for good travel insurance for your health conditions. For example, the EHIC won’t cover you if you need to cancel or pay for the high cost of emergency transportation home.

I’ve bought travel insurance for my COPD already. Should I tell you if my condition changes?

Yes, it’s essential to keep us in the loop if your health changes or you’re diagnosed with something new. That way, your policy will be up-to-date with belts-and-braces cover – good to know, especially when you’re travelling with pre-existing health conditions.

If you forget to tell us about any changes, your policy could become invalid and any claims could be turned down if you need our help further down the line.

Ready? Set? Let’s go get your COPD travel insurance…

Talk to us today on 0800 888 6195. Or, you can get a quote online.

Get your quote