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Asthma travel insurance.

Cancellation cover

Up to £7,500 per person with our Deluxe policy.

24/7 medical support

Practical help when you need it.

No age limit

Enjoy travelling whatever your age.

Unlimited medical expenses

Generous emergency medical cover with our Deluxe policy.

Getting the right cover to travel with asthma

You aren’t defined by your asthma, so why should it define how you spend your holidays?

We believe that having asthma shouldn’t stop you from being able to travel as often as you’d like to. In fact, taking a holiday abroad might be just what you need to feel more refreshed. That’s why we consider all pre-existing medical conditions for our travel insurance.

Feeling inspired to discover more of the world at your pace? Let’s get your asthma travel insurance sorted first so you can travel with confidence knowing you’re covered.

Get your travel insurance for asthma quote online or call our UK-based Contact Centre today.

travel-insurance

It's not just travel insurance, it's travel reassurance!

When you’ve got Avanti Travel Insurance, if something does go wrong - we'll always aim to put it right. Good to know, especially if you’re travelling with pre-existing health conditions.

That’s Travel Reassurance!

Do I need to declare my asthma when getting travel insurance?

Yes, it’s essential for you to declare your asthma, along with any other pre-existing medical conditions you have, when getting travel insurance.

By telling us about your medical conditions and the nature of your asthma, we can make sure that any cover we offer you will meet your individual needs and work for you.

Maybe your asthma is under control and you only need to use an inhaler occasionally, or perhaps you get out of breath in warmer climates and need additional equipment to make breathing easier. We need to know the nature of your condition so that the cover we provide is fair and meets your needs fully.

If you didn’t declare a pre-existing medical condition and needed to make a claim for any treatment for this condition when you were abroad, we would not be able to cover you for it. So telling us about your pre-existing medical conditions is very important, both for getting you insurance for your needs and for saving you from unexpected medical fees.

EssentialsClassicDeluxe
Cancellation and cutting your holiday short£1,000£5,000£7,500
Medical emergency and repatriation£5 million£10 millionUnlimited
Personal baggage£1,000£2,000£3,000
Missed departure-£1,000£1,500
Money and passport cover£300£500£600
Personal liability£2 million£2 million£2 million
Excess£150£75nil

Is my asthma covered by my European Health Insurance Card (EHIC)?

If you are planning a holiday or trip to Europe, you will need to get an EHIC.

The EHIC is free and entitles you to free healthcare in most European countries when you use their state healthcare. Before you travel, you should check that your destination is covered by EHIC, so you can be prepared if you do need treatment for your asthma, or other conditions, during your trip.

Your EHIC is not the same as having good travel insurance for your medical conditions and won’t cover you for things that go wrong, such as emergency transportation home. That’s where your travel insurance with pre-existing medical cover comes in. What your EHIC can do is reduce your medical costs where subsidized healthcare is available.

If you can use your EHIC to get treatment for your condition and you have to pay a subsidised fee for your healthcare, we will remove the excess fee for your medical emergency claims.

My family don’t have asthma, should they be on the same policy if we are travelling together?

You might think that it is better to buy a separate policy that covers your asthma to your family when going away. Buying a travel insurance policy together can often be cheaper and also gives you additional benefits, as well as peace of mind.

The biggest benefit of buying your travel insurance together is being able to travel with the confidence that you should all be covered if you have to cancel your holiday due to a medical emergency. If you had purchased separate policies, it is unlikely that any traveller, other than the person who is ill, would be covered for having to cancel the holiday.

So buying your cover together on the same policy will give you and your family the added protection and reassurance if you do need to claim back the full cost of your holiday, due to a medical emergency.

What types of questions will I be asked about my asthma?

So we can give you a quote that meets your needs, we will need to ask you the following questions about your asthma:

  • How many medicines are prescribed for your breathing condition (count each inhaler as one medicine)?
  • Have you ever had a diagnosis made of COPD (chronic bronchitis or emphysema)?
  • Have you had any unplanned hospital admissions due to this condition?
  • How short of breath do you get when walking on the flat?
  • Have you ever been prescribed oxygen other than when you were in hospital?
  • Have you ever been a smoker?
  • In the last year have you had a chest infection or an episode of pneumonia?

If you can answer these questions and are ready to buy your asthma travel insurance, get a quote online or call us.

I’ve already purchased cover for my asthma, do I need to keep you updated if my medical conditions change?

Yes, it is essential that you contact us if your medical conditions change so we can add any new conditions to your policy. You can update your medical conditions on your policy by calling our Customer Services Team, who will be happy to help you.

You will need to let us know about any new conditions, other than your asthma, before you travel on your policy.

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Ready? Set? Let’s go get your asthma travel insurance…

Talk to us today on 0800 888 6195. Or, you can get a quote online.