Travel insurance for UK holidays.

Travel with confidence with UK travel insurance

Have a relaxing holiday in the UK, knowing your travel insurance will cover you if something unexpected goes wrong.

Even if you’re only going on holiday in the UK, having travel insurance is really important. Don’t be left out of pocket!

Travel also might feel a bit different at the moment. But, as long as you’re travelling within the government’s guidelines, Covid Cover is included with all of our new policies to give you that extra peace of mind.

If you’ve pre-paid to stay away for at least two consecutive nights, you can be covered by our UK holiday insurance.

What countries are covered by travel insurance for UK trips?

Our UK travel insurance covers trips to England, Scotland, Wales, Northern Ireland, the Isle of Man, and the Channel Islands (including Jersey).

Flexibility to change details online

When you buy a policy from us, you can manage it yourself by logging in to your My Avanti account. Here you can:

• access policy documents
• update traveller details
• change your single trip dates (limits apply)
• renew an annual policy if you have no changes to make
• and more.

If you have questions about Covid-19 and how it affects your holiday plans, visit our Covid-19 help page.

What’s covered by travel insurance for UK holidays?

Just like if you were going abroad, travel insurance for UK holidays gives you that extra protection against cancelling or cutting your trip short due to a medical emergency.

And, while emergency medical treatment is covered in the UK by the NHS, we can help to cover the costs to transfer you to a hospital closer to home and your family and friends on medical grounds.

If you’re off to Guernsey, our standard medical and repatriation policy limits will apply as there isn’t a Reciprocal Healthcare Agreement between the UK and Guernsey.

We can also give you cover for luggage and personal possessions on your staycation.

Travel insurance for your UK cruise

A domestic cruise is the perfect way to get away this year if there are restrictions on international travel.

If you’re planning a cruise around the UK, you’ll be pleased to know our Cruise Travel Insurance has you covered. So you can leave your worries at home while you explore what the UK has to offer.

Some cruise lines, including P&O and Cunard, now require passengers to have UK travel insurance that protects them for Covid-related emergency medical and repatriation expenses for £2 million. Speak to our customer service team about an endorsement certificate if this affects you.

Medical travel insurance in the UK

Before you travel, you’ll need to let us know about any health conditions that affect you, just in case you need to make a claim – for example if you need to cancel or cut short your holiday in the UK.

Even though any medical emergencies will be covered by the NHS in the UK or by reciprocal healthcare agreements in Jersey (but not Guernsey), it’s still important that you tell us about any history of pre-existing health conditions. We specialise in this kind of cover, and would be happy to help with your medical travel insurance in the UK.

Our health screening process is simple, and you’ll be guided through it at your own pace by our online quote, or a member of our friendly team.

How UK travel insurance makes you feel safer

In 2019, Alan¹ contacted us to get travel insurance for a holiday in the UK. He was really impressed with how helpful and knowledgeable our team was, and thought the price quoted was ‘excellent’.

Alan was reassured by the level of cover he received, which was suited around his needs. He also spoke about how much fairer our repatriation cover cost was, compared to other insurance companies who class the UK as in Europe.

All of this helped to give Alan peace of mind for his holiday in the UK.

Do I need to have had both my Covid jabs to be covered?

As long as you’ve had the vaccines you’ve been offered for Covid-19, you should be covered. If you haven’t been offered both doses yet or you’re medically exempt then you can also be covered.

If you’ve refused any doses of the vaccine or haven’t been able to have a dose you’ve been offered, you won’t be covered.

Should I buy a Single Trip policy or Annual Multi-Trip policy for my UK holiday?

The choice is completely yours.

The UK is included in all of our Annual Multi-Trip Travel Insurance policies, which is great if you’re planning to go away more often. So you can be covered for holidays at home and abroad, just as long as you aren’t away more than 183 days in a year.

Our Single Trip Travel Insurance policy is perfect for one trip. Holiday cancellation cover starts as soon as you take out the policy, so you feel protected right from the get-go.

Not sure which policy is best for you? Give our friendly team a call to talk it through today.