What’s covered by travel insurance for UK holidays?
Just like if you were going abroad, travel insurance for UK holidays gives you that extra protection against cancelling or cutting your trip short due to a medical emergency.
And, while emergency medical treatment is covered in the UK by the NHS, we can help to cover the costs to transfer you to a hospital closer to home and your family and friends on medical grounds.
If you’re off to Guernsey, our standard medical and repatriation policy limits will apply as there isn’t a Reciprocal Healthcare Agreement between the UK and Guernsey.
We can also give you cover for luggage and personal possessions on your staycation.
Travel insurance for your UK cruise
A domestic cruise is the perfect way to get away this year if there are restrictions on international travel.
If you’re planning a cruise around the UK, you’ll be pleased to know our Cruise Travel Insurance has you covered. So you can leave your worries at home while you explore what the UK has to offer.
Some cruise lines, including P&O and Cunard, now require passengers to have UK travel insurance that protects them for Covid-related emergency medical and repatriation expenses for £2 million. Speak to our customer service team about an endorsement certificate if this affects you.
Medical travel insurance in the UK
Before you travel, you’ll need to let us know about any health conditions that affect you, just in case you need to make a claim – for example if you need to cancel or cut short your holiday in the UK.
Even though any medical emergencies will be covered by the NHS in the UK or by reciprocal healthcare agreements in Jersey (but not Guernsey), it’s still important that you tell us about any history of pre-existing health conditions. We specialise in this kind of cover, and would be happy to help with your medical travel insurance in the UK.
Our health screening process is simple, and you’ll be guided through it at your own pace by our online quote, or a member of our friendly team.