UK & home countries’ travel insurance.

Travel with confidence with UK travel insurance

Have a relaxing holiday in the UK, knowing your travel insurance will cover you if something unexpected goes wrong.

Even if you’re only travelling in the UK, having travel insurance is important. Don’t be left out of pocket!

Our UK travel insurance covers you if you’re going away for a minimum of two consecutive nights in pre-paid accommodation.

Home country cover includes the following destinations:

• England
• Scotland
• Wales
• Northern Ireland
• The Isle of Man
• The Channel Islands, including Jersey

Are you off to Guernsey on your next holiday? With travel insurance for Guernsey, standard medical and repatriation policy limits will apply as there is no Reciprocal Healthcare Agreement between the UK and Guernsey.

How UK travel insurance makes you feel safer

Having personalised UK travel insurance in place means you’re protected for your holiday even before you leave the comfort of home.

When an unexpected illness meant Richard¹ had to postpone his trip to celebrate his golden wedding anniversary, he described the support he received from Avanti as ‘terrific’.

In early 2019, he called us to let us know that he had a new health condition. His new condition was added to his policy so Richard could go ahead and rebook his holiday just a few days later.

By keeping us up-to-date with any changes to your health conditions, you can relax, safe in the knowledge you’re covered from the start. With Avanti, when we say your health conditions are covered – they’re covered.

What does UK travel insurance cover me for?

As well as lost baggage and personal possessions, your UK travel insurance policy will also cover you should you have to cancel or cut your holiday short due to a medical emergency.

While emergency medical treatment will be covered by the NHS within the UK (England, Wales, Scotland and Northern Island) we can help to transfer you to a hospital closer to home, if medically necessary, for you to be nearer to friends and family.

If you have a medical emergency while you’re on holiday in the UK, the NHS and strong Reciprocal Healthcare Agreements (RHA) can mean you won’t need to pay any medical fees.

But travel insurance for the UK is still important to help fly you back home if necessary.

Please note that UK Travel Insurance will not cover you for personal liability claims.

Can I buy UK only travel insurance?

Planning on exploring what the UK has to offer? With our UK only Annual Multi-Trip Travel Insurance policy, you can travel the UK as much as you like in the next year, up to your policy limits. All while knowing your travel insurance is there to protect you should something unexpected crop up.

Should I buy a Single Trip policy or Annual Multi-Trip policy?

The choice is completely yours.

Our Annual Multi-Trip Travel Insurance policy is great if you’re planning to go away more often – in the UK or further afield – you get cover for 12 months which means you could be covered for any last minute trips just as long as you aren’t away more than 183 days in a year.

It could also work out better value for money compared to buying several single trip policies.

A single trip policy is perfect for one holiday or trip abroad, or somewhere a little closer to home. Cancellation cover starts as soon as you take out the policy, just as long as you have two or more nights paid and pre-booked accommodation when staying in the UK.

Not sure which policy is best? Give our friendly team a call to talk it through today.