Do I need to have had both my Covid jabs to be covered?
As long as you’ve had the vaccines you’ve been offered for Covid-19, you should be covered. If you haven’t been offered both doses yet or you’re medically exempt then you can also be covered.
If you’ve refused any doses of the vaccine or haven’t been able to have a dose you’ve been offered, you won’t be covered.
What will I be asked about my high blood pressure?
We’ll ask you a few simple questions about your high blood pressure and other medical conditions. We do this so we can make sure your policy accurately matches your personal needs.
You can expect the following types of questions:
- Have you been advised to take medication for high blood pressure?
- How many medicines does your doctor advise you to take for high blood pressure?
- Has your dose been increased or have you been prescribed a new tablet in the last six months?
- Have you been advised to take medication to lower your cholesterol?
- Has a blood test EVER, at any time, shown your cholesterol level to be raised?
- Have you ever been a smoker?
Is my high blood pressure covered by my Global Health Insurance Card (GHIC)?
If you’re planning a holiday to Europe, you’ll need to take a free GHIC (or an EHIC) as a condition of our travel insurance.
When the United Kingdom left the European Union, the GHIC replaced the EHIC as the means for accessing free or subsidised healthcare in selected European countries. Before you travel, make sure you check that your destination is covered by GHIC, just so you’re ready if you do need any emergency or necessary treatment for your high blood pressure during your trip.
Remember, your GHIC is not the same as having good health conditions travel insurance. For example, it won’t cover you if you need to cancel your holiday.
Your GHIC helps reduce your medical costs where subsidised healthcare is available. If you can use your GHIC and have to pay a subsidised fee for your treatment, we’ll remove the excess fee on medical emergency claims for you.
Do I need to update my policy if my health conditions change?
Yes, we need you to tell us as soon as you can. That way we can consider them in your policy. All you have to do is call our Customer Service Team, and they’ll be glad to update your policy so that it covers your needs. Forgetting to update us on your health may affect the validity of your policy and any future claims being declined if you need us further down the line.
When should I buy my travel insurance?
You can buy your policy at any time between booking your trip and starting it. We recommend taking a policy out as soon as your holiday is booked, so you can benefit from the added peace of mind of cancellation cover if you are unable to travel.