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Travel Insurance & GHIC after Brexit.

Cancellation cover

Up to £7,500 per person with our Deluxe policy.

24/7 medical support

Practical help when you need it.

Cover for COVID-19

Medical expenses, repatriation and cancellation cover available.

Unlimited medical expenses

Generous emergency medical cover with our Deluxe policy.

What do you need to know about travel insurance after Brexit?

You may be wondering the effect Brexit has had on travel, whether your EHIC will still be valid, and if anything’s changed with travel insurance for your next holiday.

It’s important you know the facts before you book your upcoming trip, so keep reading to find out more.

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We'll cover you for Covid

Travel insurance that covers you against Covid, home and away. We said we’d always be by your side - we meant it.

That’s Travel Reassurance.

Has travel insurance changed since Brexit?

As long as you have your EHIC/GHIC, you’ll still be able to access free or subsidised healthcare for countries in the EU after Brexit.

The UK government still recommends you take out a travel insurance policy when going abroad to Europe, as you would anywhere else in the world. It will help protect you against more than medical expenses by covering you for cancellations or if any of your personal items are lost or stolen, for example.

A travel insurance policy is especially important if you live with pre-existing health conditions because it can give you the help you need if something goes wrong on your trip, like if you need to be transported home in the case of an emergency.

You’ll also need a valid EHIC or GHIC to take out an Avanti Travel Insurance policy.

Table of benefits

EssentialsClassicDeluxe
Cancellation and cutting your holiday short£1,000£5,000£7,500
Medical emergency and repatriation£5 million£10 millionUnlimited
Personal baggage£1,000£2,000£3,000
Missed departure-£1,000£1,500
End Supplier Failure cover-£2,500£2,500
Money and passport cover£300£500£600
Personal liability£2 million£2 million£2 million
Excess£150£75nil

Is my EHIC still valid after Brexit?

The European Health Insurance Card (EHIC) was replaced by the Global Health Insurance Card (GHIC) on 1 January 2021, following the UK leaving the EU.

The EHIC, and now the GHIC, is used to provide free or reduced-cost medical care when travelling in the EU.

All EHICs received before 2021 will be valid until they expire. But, if you get a health insurance card for a trip within the EU from 2021 onwards you’ll receive a GHIC.

If you need to get one, visit the NHS website.

Should I declare my health conditions?

It’s key that you tell us about all of your pre-existing health conditions when you take out a travel insurance policy with us. Doing so means we can make sure you get the right cover for you.

You can get a quote over the phone or online, whichever suits you best. We’ll ask you some questions about your medical conditions, so you can be sure that when we say your health conditions are covered – they’re covered.

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