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You may be wondering the effect Brexit has had on travel, whether your EHIC will still be valid, and if anything’s changed with travel insurance for your next holiday.
It’s important you know the facts before you book your upcoming trip, so keep reading to find out more.
When you buy a policy from us, you can manage it yourself by logging in to your My Avanti account. Here you can:
If you have questions about Covid-19 and how it affects your holiday plans, visit our Covid-19 help page.
Travel insurance that covers you against Covid, home and away. We said we’d always be by your side - we meant it.
That’s Travel Reassurance.
As long as you have your EHIC/GHIC, you’ll still be able to access free or subsidised healthcare for countries in the EU after Brexit.
The UK government still recommends you take out a travel insurance policy when going abroad to Europe, as you would anywhere else in the world. It will help protect you against more than medical expenses by covering you for cancellations or if any of your personal items are lost or stolen, for example.
A travel insurance policy is especially important if you live with pre-existing health conditions because it can give you the help you need if something goes wrong on your trip, like if you need to be transported home in the case of an emergency.
You’ll also need a valid EHIC or GHIC to take out an Avanti Travel Insurance policy.
Essentials | Classic | Deluxe | |
---|---|---|---|
Cancellation and cutting your holiday short | £1,000 | £5,000 | £7,500 |
Medical emergency and repatriation | £5 million | £10 million | Unlimited |
Personal baggage | £1,000 | £2,000 | £3,000 |
Missed departure | - | £1,000 | £1,500 |
Money and passport cover | £300 | £500 | £600 |
Personal liability | £2 million | £2 million | £2 million |
Excess | £150 | £75 | nil |
As long as you’ve had the vaccines you’ve been offered for Covid-19, you should be covered. If you haven’t been offered both doses yet or you’re medically exempt then you can also be covered.
If you’ve refused any doses of the vaccine or haven’t been able to have a dose you’ve been offered, you won’t be covered.
The European Health Insurance Card (EHIC) was replaced by the Global Health Insurance Card (GHIC) on 1 January 2021, following the UK leaving the EU.
The EHIC, and now the GHIC, is used to provide free or reduced-cost medical care when travelling in the EU.
All EHICs received before 2021 will be valid until they expire. But, if you get a health insurance card for a trip within the EU from 2021 onwards you’ll receive a GHIC.
If you need to get one, visit the NHS website.
It’s key that you tell us about all of your pre-existing health conditions when you take out a travel insurance policy with us. Doing so means we can make sure you get the right cover for you.
You can get a quote over the phone or online, whichever suits you best. We’ll ask you some questions about your medical conditions, so you can be sure that when we say your health conditions are covered – they’re covered.
Talk to us today on 0800 888 6195, or you can get a quote online.