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Buy an Annual Multi-Trip policy
and get 3 months extra cover!
Terms and Conditions apply

Travel insurance that gives
you a little bit extra!

For a limited time only choose an Annual Multi-Trip
policy and get 15 months for the price of 12.
Terms and Conditions apply

Travel insurance for back pain.

Cancellation cover

Up to £7,500 per person with our Deluxe policy.

24/7 medical support

Practical help when you need it.

No age limit

Enjoy travelling whatever your age.

Unlimited medical expenses

Generous emergency medical cover with our Deluxe policy.

Feel protected with travel insurance for back pain

We understand everyone’s back pain is different. Tell us about your diagnosis and any other pre-existing health conditions so we can create a travel insurance policy that’s personal to you.

travel-insurance

It's not just travel insurance, it's travel reassurance!

Ever get the feeling that some insurers are just waiting to catch you out? With Avanti Travel Insurance, when we say your health conditions are covered - they’re covered.

That’s Travel Reassurance!

Why taking Avanti Travel Insurance in your suitcase can help you

While holidaying in the USA in February 2019, John1 was hospitalised after a fall. When he said he had travel insurance, he was treated immediately .

While waiting for test results, he called our 24/7 emergency medical support team and was told not to worry because we would sort out payment directly with the hospital.

With no need to make credit card payments upfront, John could focus on his recovery, safe in the knowledge that his claim was being taken care of.

When you have up-to-date, personalised travel insurance like John, you can leave your worries at home, knowing you’re protected against holiday mishaps.

Table of benefits

EssentialsClassicDeluxe
Cancellation and cutting your holiday short£1,000£5,000£7,500
Medical emergency and repatriation£5 million£10 millionUnlimited
Personal baggage£1,000£2,000£3,000
Missed departure-£1,000£1,500
Money and passport cover£300£500£600
Personal liability£2 million£2 million£2 million
Excess£150£75nil

Do I need to tell you about my back pain when getting travel insurance?

It’s very important to tell us about the nature of your back pain, along with any other pre-existing health conditions. That way, we can build a personalised insurance policy that meets your needs perfectly. If you don’t tell us about your health conditions and needed to make a claim, we may not be able to cover you.

Back pain has various causes and affects everyone in different ways. It could be the result of an injury, arthritis, a slipped disc, a damaged sciatic nerve or fibromyalgia. Our medical screening process is there to help you tell us about your particular type of back pain and how it affects you in day-to-day life.

We respect your confidentiality and will guide you through step by step, at your own pace.

I’ve recently had surgery on my back. Can I still get travel insurance?

If you’ve been signed off from all post-operative checks, we may be able to cover you for your trip away.

We should be able to insure you if:

  • You are NOT travelling against your doctor’s advice (or if she/he would advise against it when asked)
  • You are NOT waiting for further surgery or medical investigation
  • You are NOT travelling with the intention of having surgery or treatment abroad.

Is my back pain covered by my European Health Insurance Card (EHIC)?

If you are planning a holiday to Europe, you will need to take a free EHIC as a condition of our travel insurance.

While the United Kingdom is still a member of the European Union, the EHIC gives you access to free or subsidised state healthcare in most European countries. Before you travel, you should check that your destination is covered by EHIC, so you can be prepared if you do need treatment for your back pain, during your trip.

Remember, your EHIC is not the same as having good health conditions travel insurance. For example, it won’t cover you should you need to cancel your holiday or pay emergency transportation home.

What your EHIC can do is help reduce your medical costs where subsidised healthcare is available. If you can use your EHIC and have to pay a subsidised fee for your treatment, we’ll remove the excess fee for your medical emergency claims.

What sort of questions will I be asked about my back pain?

We will ask you to talk us through your back pain and treatment, so that we can get to know you a little better.

Here’s an example of the type of questions we might ask:

  • Has your back pain affected your ability to wash, dress or feed yourself in the past five years?
  • Do you take daily pain relief for your back pain?
  • Have you had surgery on your back or neck in the past 12 months?
  • Have you had injections in your back or neck in the past 12 months?
  • Are you awaiting scans, injections or surgery for your back or neck?
  • Have you had any unexpected hospital admissions for your back or neck in the last 12 months?
  • Have you used morphine, MST or prescription skin patches at home in the last 12 months?

Don’t worry, we won’t rush you and we respect your health conditions are a sensitive subject. We will only use the information you give us to build a level of cover that suits you best.

I’ve already bought travel insurance for my back pain. Do I need to tell you if my condition changes?

Yes. It’s vital to update us if your back or neck pain changes or you’re given a new diagnosis. It means we can make sure you’re safe to travel with the confidence of knowing you have the right cover.

Ready? Set? Let’s go get your travel insurance for back pain…

Talk to us today on 0800 888 6195. Or, you can get a quote online.

Get your quote