FREEPHONE 0800 888 6195   Contact Us

USA Travel Insurance

Why do I need travel insurance for USA?

Did you know that the USA has some of the highest medical costs in the world?

So making sure you’re properly covered for potential medical bills is one of the most important things you can do before you set off.

Find out more about how our travel insurance can help give you peace of mind for your holiday to USA.

Get a quote online in minutes, or call us on 0800 888 6195 today.

What does travel insurance cover for holidays to USA?

As well as making sure you’re covered for medical expenses, you may also have a list of ‘must haves’ that you’re looking for in a policy to help protect you properly.

Below we’ve listed some of the most popular features of our holiday insurance. For a full list, check out our policy documents.

Essentials Classic Deluxe
Cancellation and
cutting your holiday short
£1,000 £5,000 £7,500
Medical expenses & repatriation £5m £10m Unlimited
Personal baggage £1,000 £2,000 £3,000
Travel delay £30 for the first full 12 hours
£15 for all other full 12 hours
up to £300
£50 for the first full 12 hours
£15 for all other full 12 hours
up to £500
Missed departure £1,000 £1,500
Personal money & passport £300 £500 £600
Personal liability £2m
Excess £150 £75 nil

With three levels of cover to choose from, you’re sure to find a policy that suits you.

If you have any questions about our policies, you can talk to us today on 0800 888 6195.

Do I need to declare my pre-existing medical conditions for holidays to USA?

If you have any pre-existing medical conditions then it’s really important to make sure you declare them for your travel insurance to be valid.

Did you know that not all insurance providers will cover your pre-existing conditions? That means that if something goes wrong while you’re away, you may not be covered.
With America’s healthcare costs being so high, if something unexpected does happen, it’s best to know that you’re covered properly. After all, nobody wants to be left with a sky-high bill.

So if you have any pre-existing conditions – such as diabetes, high cholesterol or high blood pressure – it’s worth making sure they’re noted on your policy and covered where possible.

As specialists in travel insurance for people with pre-existing medical conditions, we use a simple medical questionnaire to add any conditions you tell us about to your policy.

You can either fill out our online form in minutes and pay online, or speak to our friendly team on 0800 888 6195.

What policy is best for you?

Is your holiday to USA a one off trip this year? Then choose our Single Trip policy. With no upper age limit, you can be covered for up to 104 days. So whether you’re going for a quick city trip to New York or going to Florida for three months, we could have you covered in minutes.

Planning more than one trip? Then it could be cheaper for you to buy an Annual multi-trip policy. With no upper age limit, choose your worldwide zones to cover your travel plans and have peace of mind for a whole year.

Would an annual policy save you money?

Going on more than one holiday this year? Annual travel insurance may work out cheaper, allowing UNLIMITED trips for up to 183 days over a 12 month period


Essentials, Classic and Deluxe Policy wording document

Cruise Policy wording document