Call our UK Contact Centres FREE

0800 888 6195 We're open 7 days a week

Mental health travel insurance.

Cancellation cover

Up to £7,500 per person with our Deluxe policy.

24/7 medical support

Practical help when you need it.

No age limit

Enjoy travelling whatever your age.

Unlimited medical expenses

Generous emergency medical cover with our Deluxe policy.

Getting the right cover for your mental health condition

Having a mental health condition shouldn’t stop you from going on holiday as often as you like, with great travel insurance.

In fact, sometimes going on holiday and taking the time to relax and unwind could be just what you need to feel like your condition is under control.

As expert providers of travel insurance for pre-existing medical conditions, we know that mental health conditions can affect people differently depending upon the severity of the condition. We appreciate that there are a variety of ways people can control their condition, it might be through medication, therapy or a combination of treatments.

That’s why we have our medical screening process, so you can tell us about the nature of your mental health condition, and any other pre-existing medical conditions you may have. By telling us this information we can build you a level of cover that meets your needs

We consider the following mental health conditions as part of our pre-existing medical cover:

We will need you to tell us about the nature of your mental health condition in order to offer you the best possible cover that suits your individual needs.

travel-insurance

It's not just travel insurance, it's travel reassurance!

When you’ve got Avanti Travel Insurance, if something does go wrong - we'll always aim to put it right. Good to know, especially if you’re travelling with pre-existing health conditions.

That’s Travel Reassurance!

Do I need to declare my mental health condition when getting travel insurance?

Yes, it is essential for you to declare having a mental health condition, or any other pre-existing conditions you may have when getting travel insurance, so these can be considered in your cover.

If you don’t mention having a mental health condition, or other pre-existing conditions, when you take out travel insurance and then need to claim for treatment for these, we may not be able to cover these costs.

By telling us about your pre-existing conditions we can build you a level of cover that suits your needs.

We want you to be able to travel with confidence, knowing that you’ve got great cover for your pre-existing medical conditions, so you can enjoy your holiday worry-free.

EssentialsClassicDeluxe
Cancellation and cutting your holiday short£1,000£5,000£7,500
Medical emergency and repatriation£5 million£10 millionUnlimited
Personal baggage£1,000£2,000£3,000
Missed departure-£1,000£1,500
Money and passport cover£300£500£600
Personal liability£2 million£2 million£2 million
Excess£150£75nil

What questions will I be asked about my mental health condition?

So we can offer you cover that is best suited to your needs, we will need you to tell us about the nature of your mental health condition and how it affects your daily life and activities.

We respect your confidentiality and will only use the information that you provide us with to build you a level of cover that suits your individual needs.

Here’s some of the questions that we commonly ask:

  • Are you currently taking medication for this condition?
  • Have you been treated for depression in the last three years?
  • Have you ever had a compulsory admission to hospital as a result of this condition?
  • How many hospital admissions have you had in the last two years?
  • Have you been referred to or treated by a psychiatrist for this condition?
  • Has this condition ever caused you to cancel or cut short any travel plans?
  • How many hospital admissions have you had in the last two years?
  • Have you taken medication for this condition at any time during the last two years?
  • At what age was the condition first diagnosed?
  • Have you ever been admitted to hospital with this condition?
  • Are you currently recommended to see a counsellor, psychiatrist or psychologist for this condition?

Is my mental health condition covered by my European Health Insurance Card (EHIC)?

If you are planning a trip to Europe, you will need to get an EHIC as a condition of our travel insurance.

The EHIC is free and entitles you to free healthcare in most European countries when you use their state provided healthcare. Before you travel, it’s best to check that your destination is covered by EHIC, so that you can be prepared if you do need any treatment during your holiday.

Your EHIC is not the same as having good travel insurance for your medical conditions and won’t cover you for things that might go wrong, such as emergency transport home. That’s where your travel insurance with pre-existing medical conditions comes in. What your EHIC can do is reduce the medical costs where subsidised healthcare is available to you.

If you can use your EHIC to receive treatment during your holiday, and you have paid a subsidised fee, we will remove the excess fee for your medical emergency claims.

I’ve already purchased travel insurance for my mental health condition, do I need to keep you updated if my conditions change?

Yes, it’s essential for you to declare any changes to your mental health condition, and any other pre-existing medical conditions, so we can consider these within your cover.

You will need to let us know about any changes to your conditions, or newly diagnosed conditions, before you travel on your policy for us to consider covering you for them.

Rated 4.7/5 based on 12821 reviews

Ready? Set? Let’s go get your travel insurance for mental health...

Talk to us today on 0800 888 6195. Or, you can get a quote online.