Getting the right cover to travel with leukaemia
Looking for good quality holiday insurance when you have leukaemia?
As expert providers of travel insurance for pre-existing medical conditions, we appreciate how important it is for people to be able to travel with conditions, such as leukaemia, with the peace of mind that they have good travel insurance.
That’s why at Avanti we consider all pre-existing conditions for our specialist medical travel insurance. We may be able offer cover to people with leukaemia, as long as you aren’t waiting for surgery, radiotherapy or chemotherapy and haven’t received a terminal prognosis, having been given a life expectancy by my doctor or medical professional.
We know that there are different types of leukaemia that may affect people and their daily activities differently. You might have just been told you are in remission and want a holiday to relax, or perhaps your condition is under control with medication. This is why we have our medical screening process, so you can tell us about the nature of your condition and how it affects your daily life.
When you’re ready, you can click the get a quote button to get a quote and pay online, or if you’d rather speak to us, you can call our UK contact centres for free on 0800 888 6195.
Do I need to declare my leukaemia when getting travel insurance?
Yes, it is essential for you to declare having leukaemia, or being in remission, when getting travel insurance so this can be considered in any cover we can offer you.
If you’re living with leukaemia, or are in remission, then we may be able to offer you our full cover if the following statements are true for you:
- Your doctor has declared you fit to travel (or would if you asked them)
- You haven’t received a terminal prognosis, having been given a life expectancy by your doctor or medical professional
- You are not awaiting surgery, radiotherapy or chemotherapy
If you are waiting for surgery, radiotherapy or chemotherapy, then we may still be able to offer you some cover, but we would not be able to cover your leukaemia or any other pre-existing conditions related to these. That means you wouldn’t be covered for things like having to cancel your trip due to your condition.
If your doctor is happy for you to travel with leukaemia, and all of the above statements apply to you, let’s get your travel insurance sorted today! Get a quote for leukaemia travel insurance online or by calling 0800 888 6195.
What should I do if you are unable to provide me with cover?
If we are unable to provide you with the right level of cover to travel, then we can signpost you to alternative travel insurance providers.
You can contact The British Insurance Brokers Association (BIBA) who will be able to assist you in finding travel insurance that’s suitable for your individual needs.
We can also signpost you to InsureCancer.com who can also be contacted on 0845 6490190. Insure Cancer specialise in providing cover for people with active, metastatic, relapsed or terminal cancer, as well as for people who are involved in clinical trials.
Travelling with leukaemia
When we provide quotes for travel insurance we have to check if you are fit and able to travel on any holidays that you have planned.
You should check with your doctor to see if they are happy for you to travel. We understand that depending on the type of leukaemia you have and the treatment you’ve had, you may need to take extra precautions when travelling, so consulting with your doctor before your holiday is essential.
It’s a good idea to get a letter from your doctor that lists the name and dosage of any medication you take for your conditions, as well as any procedures you’ve had, particularly for leukaemia. Having this, as well as proof of your travel insurance for your pre-existing medical conditions, will make it easier for you if you do need any treatment during your holiday.
Before you travel you should check whether any of the medication that you take for your condition is restricted in your destination country. If your medication is restricted you will need to contact your travel provider and make appropriate arrangements to be able to travel with your medication.
Make sure you’ve got plenty of medication with you, it is best to pack more than you would normally need, just in case there are any delays to your travel plans.
Is my leukaemia covered by my European Health Insurance Card (EHIC)?
If you are planning a holiday or trip to Europe, you will need to get an EHIC as a condition of our travel insurance.
The EHIC is free and entitles you to free healthcare in most European countries when you use their state healthcare. Before you travel, check that your destination is covered by EHIC, so that you can be as prepared as possible.
Your EHIC is not the same as having good travel insurance for your medical conditions and won’t cover you for things that go wrong, such as having to cancel your holiday, or emergency transportation home. That’s where your travel insurance with pre-existing medical cover comes in. What your EHIC can do is reduce your medical costs where subsidised healthcare is available.
If you can use your EHIC, and you have had to pay a subsidised fee for your healthcare, we will remove the excess fee for your medical emergency claims.
My family don’t have pre-existing medical conditions, should they be on the same policy as me if we are travelling together?
As well as sometimes being cheaper to buy policies together as a family, there are some lesser known, but important, benefits of buying together.
The biggest perk of buying together is knowing that you should all be covered for having to cancel if any of you have a medical emergency.
If you’d bought separate policies, then any other traveller is unlikely to be covered for having to cancel the holiday due to your medical emergency.
So getting cover together on the same policy gives you added protection to claim back the full cost of your holiday instead of only a portion of it.
Annual Multi-Trip travel insurance
If you are planning on travelling more than once this year, taking out an annual travel policy with us may work out more cost-effective.Find out more
Single trip travel insurance
Wherever you intend to travel in the world, single trips of up to 550 days can be insured, giving you and your family peace of mind.Find out more
Why choose Avanti?
✔ All medical conditions considered – including leukaemia
✔ 24 hour medical emergency helpline
✔ No upper age limit on Single Trip and Annual policies
✔ Travel as often as you like with our Annual Travel Insurance*
✔ Cover for UK, Europe and worldwide holidays
✔ UK based Contact Centre
✔ Easy online quote process
✔ Three levels of cover to choose from: Essential, Classic and Deluxe
✔ Over 85 sport and adventure activities included as standard
✔ Optional upgrades for winter sports, golf, cruises and more…
✔ Rated as Excellent on Trustpilot**
We offer three levels of cover, but our Deluxe cover is the most comprehensive option.
As well as being rated as 5 stars by Defaqto, it offers these benefits and more to people with leukaemia:
- Up to unlimited medical expenses
- Cancellation cover up to £7,500 (up to £10,000 cruise cancellation cover)
- 24 hour medical emergency helpline
- Baggage covered up to £3,000
- No excess payment
You may expect that as an insurance provider, we may just cover the cost of something going wrong. But if you have a medical emergency while on holiday, what’s more important is that we’re here to help you in your time of need.
We’ll help you to find the nearest medical facility that’s best-equipped to treat you when you need to. We can also help with translation between you and your medical team to make sure everybody is speaking the same language.
We’re here, with our medical emergency helpline 24 hours a day. To make it easier for you to get in touch with us, you can even reverse the charges when you phone the emergency helpline so you won’t be charged.
If needed, we’ll help you to get back home safely, including sending out a friendly trained medical professional to fly back with you. That includes paying for any extra flights and transport you need.
When it comes to settling the bill, having to pay for a medical emergency abroad can be daunting, even if you know you can claim it back.
So where your medical bill comes to over £350 and you have a valid claim, we’ll look to settle the bill directly with the medical provider where possible. That means that you won’t be out of pocket and can concentrate on recovering without the stress of sorting medical bills.
What types of questions will I be asked about my leukaemia?
We’ll ask you a few multiple choice questions to help understand more about your leukaemia to work out the right level of cover for you. We’ll always respect your confidentiality and use the information to help cover you properly.
We will need to know what you have been officially diagnosed with, or have recovered from, out of the following types of leukaemia:
- Acute lymphoblastic leukaemia
- Acute myeloid leukaemia
- Chronic myeloid leukaemia
- Chronic myelomonocytic leukaemia
- Chronic lymphocytic (or lymphatic) leukaemia
- Hairy cell leukaemia
- Aplastic anaemia
- NK (natural killer) cell leukaemia
- Plasma cell leukaemia
Here’s a few questions we commonly ask:
- Are you currently undergoing any treatment for this or is any planned?
- What age were you diagnosed with this condition?
- How long ago was your first remission?
- Have there been any relapses in the last three years?
- Have you had a bone marrow transplant?
- Has bone marrow (or stem cell) transplantation been performed?
- Have any relapses following treatment occurred?
- How long ago was the diagnosis made?
- Are you taking strong painkillers every day for this condition?
- What was your most recent haemoglobin level?
- What was your most recent white blood cell count?
- Have you required any hospital treatment for this condition in the last 12 months?
- In the last 12 months has this condition failed to respond to any drugs?
- Are you under ongoing medical supervision for this condition?
- If you have been told, please specify which stage your condition is at currently?
Let’s go! Ready to get your travel insurance? Get a quick quote online or talk to us today for free on 0800 888 6195.
I’ve already purchased travel insurance for my leukaemia; do I need to keep you updated about any changes to my medical conditions?
Yes, you will need to keep us updated if there are any changes to your medical conditions or if you are diagnosed with any new conditions, so these can be considered within your cover.
You will need to let us know about any changes or new conditions before you travel in order for us to consider them in your cover.
To update your policy you can speak to our Customer Services Team who will be happy to help you.
Update your cover today by calling 0808 281 0389.
* Upper limits apply
** Based on over 6,000 reviews on independent review site Trustpilot. Data accurate as of November 2018.