Is it best for my family to be on the same travel insurance policy?
For holiday insurance, a family is made up of one or two parents and their unmarried, dependent children under the age of 21 and in full-time education.
Whether you’re going on just one summer holiday or multiple trips over the next 12 months, there are many advantages to having all your family on one policy.
Buying a family policy is convenient and often works out cheaper than buying individual policies. You also have the security of knowing you are all covered if one of you is unable to travel due to a medical emergency. With separate policies, this might not be the case.
Do we need to tell you about pre-existing medical conditions?
Yes, it’s very important for you and your family members to tell us about any medical conditions you have, so we can make sure you have the right level of personalised cover.
If you’re travelling with someone who is pregnant, they won’t need to declare their pregnancy on their travel insurance. But if they have any pregnancy-related medical conditions or complications, including high blood pressure and gestational diabetes, they’ll need to let us know.
Please remember, if you don’t let us know about your pre-existing health conditions, we may not be able to help if something goes wrong.
Keep us updated on any health changes too, so we can make sure your family policy is valid, just in case you need us further down the line.
Can I get a policy for me and my grand-kids?
If you and your grandchildren live at different addresses, you could arrange cover under a group policy.
Our group policies offer cover for up to 30 travellers, who are living at different addresses but are travelling together.
If you’re travelling as a group of more than ten people, you’ll need to give us a call to get your quote. Otherwise, if there’s ten people or less travelling together on your policy, you can get your quote online today.
Do I need to have had both my Covid jabs to be covered?
As long as you’ve had the vaccines you’ve been offered for Covid-19, you should be covered. If you haven’t been offered both doses yet or you’re medically exempt then you can also be covered.
If you’ve refused any doses of the vaccine or haven’t been able to have a dose you’ve been offered, you won’t be covered.