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Awaiting surgery travel insurance.

Cancellation cover

Up to £7,500 per person with our Deluxe policy.

24/7 medical support

Practical help when you need it.

No age limit

Enjoy travelling whatever your age.

Unlimited medical expenses

Generous emergency medical cover with our Deluxe policy.

If you are awaiting surgery, or an investigation into an undiagnosed issue, we appreciate that you might still want to go on holiday to take your mind off it.

To find out whether we can cover you, get in touch with our friendly UK Contact Centre on 0800 888 6195.

Who can we offer cover to

Before we offer anyone cover for their pre-existing medical conditions, we have to check whether they are fit and able to travel on their planned trips. The same applies to travelling when you are waiting for surgery or investigations.

To be covered by an Avanti Travel Insurance policy, you must be fit and able to go on your planned trip and not be doing any of the following:

  • you are not travelling against the advice of a doctor (this includes travelling against their advice if you had sought it)
  • you are not travelling with the intention of receiving treatment, having tests or consultations when you are abroad

We will not be able to cover you for any of your pre-existing medical conditions if you have undiagnosed symptoms that may need attention, or investigations planned for the future.

If you are waiting for an investigation, consultation or for test results where the underlying cause of your illness is unknown, we are unable to cover this, or any other pre-existing conditions, until you’ve received a diagnosis and have been told that you are safe to travel by a doctor.


It's not just travel insurance, it's travel reassurance!

When you’ve got Avanti Travel Insurance, if something does go wrong - we'll always aim to put it right. Good to know, especially if you’re travelling with pre-existing health conditions.

That’s Travel Reassurance!

Awaiting a medical procedure or surgery

You might be surprised to hear that there are certain surgeries that we can cover, even if you haven’t yet been signed off by your doctor from this treatment, provided that you aren’t travelling against their advice.

So if you have had, or are waiting for, one of the following procedures, we can still offer you full cover, except if you cancel or cut short your holiday due to this condition.

Types of surgery we can cover you for:

Adenoidectomy Arthroscopic ligament repair
Arthroscopy of ankle, knee or hip Audiogram
Blephoplasty (Ptosis repair) Carpal Tunnel Syndrome release
Cataracts removal Circumcision
Colposuspension Correction of hydrocele
Digital excision of arthroplasty (hammer toe repair) Dupuytren’s repair
Ectropion / Entropion repair Endovenous laser treatment of varicose vein(s)
Excision of benign skin cyst Excision of benign skin lesion
Excision of basal cell carcinoma of the skin Excision of epididymal cyst
Excision of ganglion Excision of skin tag/wart
FESS (Functional endoscopic sinus surgery) Hip or knee replacement
Ingrown toenail repair Laparoscopic repair of hiatus hernia or inguinial hernia
Myringoplasty Osteotomy for hallux valgus (bunion)
Reduction turbinates of nose Septoplasty or Septo-rhinoplasty
Strabismus correction Thyroidectomy for non-cancerous disease
Toenail removal Tonsillectomy
Varicose vein ligation or stripping
Cancellation and cutting your holiday short£1,000£5,000£7,500
Medical emergency and repatriation£5 million£10 millionUnlimited
Personal baggage£1,000£2,000£3,000
Missed departure-£1,000£1,500
Money and passport cover£300£500£600
Personal liability£2 million£2 million£2 million

I’ve recently had a medical procedure but haven’t been signed off, can I still get travel insurance?

It’s important to check with your doctor that they are happy that you are safe to travel after you have had a medical procedure – such as gallbladder removal.

Before we will consider covering you for a condition that you have medical investigations or surgery for, you will have to be signed off by your doctor from this surgery, unless agreed by us in writing.

If your medical procedure is mentioned in the table above, it’s good news! As long as you don’t need to cancel your holiday or cut it short due to the condition or for this surgery, we can fully cover you.

I have cancer and I’m waiting for treatment, will I be able to get travel insurance?

If you have cancer and are awaiting surgery, radiotherapy or chemotherapy, then we may still be able to offer you some cover, but would not be able to cover any pre-existing conditions. That means you wouldn’t be covered for anything that could be a result of your pre-existing conditions, like having to cancel your trip.

If you are waiting for a medical procedure, such as surgery, chemotherapy or radiotherapy we are unable to offer you full cover until you have been signed off by your doctor and no longer require treatment.

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Let's get your Avanti Travel Insurance

Talk to us today on 0800 888 6195. Or, you can get a quote online.