One fifth of over-50s travellers don’t get insurance
A recent poll has revealed that almost one fifth of all travellers over the age of 50 head off on holiday without insurance, meaning that thousands could be exposed to huge costs should anything go wrong.
It comes following a poll of more than 10,000 people over 50 by an insurance expert, finding that 17 per cent of those go abroad without the appropriate cover.
Those who go on holiday without travel insurance for over-50s are putting themselves at risk of incredible danger, especially if an aspect of their holiday has been cancelled or if they suffer an injury or even fall unexpectedly ill during their trip. Those who do not have the cover will have to front all costs themselves should there be a problem, while those who do have their bill compensated from their insurance provider.
When looking at the data from a regional scale, it revealed that travellers from the Midlands and Wales are the most daring and are likely to travel without any insurance at all.
Londoners like to leave it late
It also highlighted the lateness which travellers leave to organise their insurance, with 13 per cent of Londoners saying they wait until a week or two before their departure to arrange their cover. A quarter of those asked said that they book their cover one month before their departure date.
With the majority of travellers at that age booking their holidays long in advance, it makes sense that they should be booking their travel insurance cover at the same time to significantly reduce the risk of problems arising. Doing this would also mean that people would be able to claim back the cost of their holiday in good time should it be cancelled.
As insurance for many holidays can total to just a few pounds per person, it’s a small price to pay for complete peace of mind during your holiday. Alternatively, taking out annual travel insurance will ensure that cover is in place throughout the year, perfect for last minute holidays.
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