Specialist travel insurance for pre-existing medical conditions


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If you have a pre-existing medical condition or prior illness then Avanti promises to help you find the right cover at the right price. We have helped customers with over half a million travel insurance policies so far.

How Avanti can help you with pre-existing medical travel insurance

We are the medical travel insurance experts. We can provide full cover for most customers with pre-existing medical conditions, including cancer, heart disease and diabetes. In fact, we will cover a large number of medical conditions free of charge.

Everybody knows how important the right insurance policy is, but if you have a pre-existing medical condition then medical travel insurance is a pre-requisite to your trip.

Get the right cover at the right price

You can rest assured we will do what’s right for you. We can provide you with a quotation or policy 24 hours a day, 7 days a week via the website, or over the telephone during our office opening hours.

Common conditions

It is important that you tell us everything about your medical condition(s). You will need to know details of the medication you are taking, any special needs you may have when travelling and any treatment you are currently receiving.

   This is about the 4th time I have used Avanti – best prices and excellent customer service, especially for people with pre-existing medical conditions. I have recommended them to lots of my friends  
Mrs S Guthrie – Edinburgh 

Why do thousands of people with pre-existing medical conditions choose Avanti?

Our customers choose us because we are the experts and they trust us to provide not only a great value policy but also reassurance and peace of mind. We listen carefully to our customers because we value their business.

Our customers appreciate our staff and the kind and sensitive way in which we treat them when we are discussing personal medical matters. We are honest and open with our customers.

You can find out for yourself what our customers are saying about us on our testimonial page.

We classify a pre-existing medical condition as any disease, illness or injury for which you have received medication, advice or treatment or, you have experienced symptoms whether the condition has been diagnosed or not. The medical screening questions specify which pre-existing medical conditions need to be disclosed to us for the purposes of arranging insurance. It is your responsibility to declare pre-existing medical conditions to us otherwise you may not be adequately covered. Please feel free to call us if you have any questions, alternatively you may be able to find the answer on our FAQ’s page.

Couples Annual Travel Tnsurance

Avanti considers all medical conditions, with many being covered for FREE*

Are you a little bit Avanti?

*Many pre-existing medical conditions can be covered FREE when calling our UK contact centre.

quickcover wording

Quickcover Policy wording document

Avanti travel insurance policy wording

Essentials, Classic and Deluxe Policy wording document

Cruise policy wording

Core Policy wording document

Intial disclosure document

Initial Disclosure Document (IDD)

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