Brits advised to take precautions on travel insurance
Brazil, Malaysia, Greece and Spain are set to be the holiday destinations of choice for Brits this year, with the World Cup, flooded homes and currency fluctuations all influencing our decisions on where to travel.
That is according to the Association of British Travel Agents, which is anticipating a bumper year for the travel industry.
However, while thoughts of sun, sea and sand may be the only thing on your mind when you’re booking your well-deserved time off, the Evening Standard has added a note of caution to proceedings.
The publication advises Brits not to be “target tourists”, particularly when it comes to travel insurance. It has today (February 26th) put out a helpful guide designed to help you avoid potential problems during the claims process if something goes wrong.
For example, Sue Ockwell of tour operator AITO told the newspaper: “Most adventurous activities, from hot air ballooning to white water rafting, bungee jumping to diving, are excluded from the majority of travel insurance policies.”
She advised Brits to check the fine print of their policies as a result, adding: “You might not expect things like hot air ballooning to be outside the scope of normal insurance policies, but I’d advise anyone travelling abroad with an annual policy to pay the extra £10 or so for full cover.”
Other potential issues highlighted in the article included the fact that insurers are unlikely to pay out if the applicant ventures into a country or region where the FCO advises against travel, which could have a huge impact on those who like to roam during their holidays.
Then there are the general medical risks to take into account, with Brits advised to ask their doctor what vaccines they may need at least eight weeks before they travel.
While it may seem like a headache to take all of these things into account, it’s all worth it for the peace of mind you’ll enjoy once you get to your destination of choice.